Nama's AI scorecard currently rates Five Star Bancorp Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is FSBC's P/E ratio?

Five Star Bancorp trades at a trailing price-to-earnings ratio of 12.5.

When does FSBC report earnings?

Five Star Bancorp's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $0.87.

What is the FSBC price target?

The median analyst price target from 5 analysts is $52.00, with a range of $48.00 – $55.00.

Is FSBC Shariah compliant?

Nama's AAOIFI-style screen reads Five Star Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does FSBC pay a dividend?

Yes — Five Star Bancorp's dividend yield is 2.3%.

Nama Insights

Five Star Bancorp (FSBC)

Financial Services · Banks Regional · NASDAQ

Five Star Bancorp (FSBC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.08B and a trailing price-to-earnings ratio of 12.5. Over the most recent reported fiscal year, revenue grew 25.7%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.3/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +23.4% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-12.2%

How far the last close sits under the highest price of the past five years.

Market cap	$1.08B
Trailing P/E	12.5
Price / book	2.0
Price / sales	6.0
FCF yield	—
Dividend yield	2.3%
Gross margin	0.0%
Operating margin	—
Net margin	43.4%
Revenue growth (YoY)	+25.7%
Revenue growth (3-yr annual)	+13.0%
EPS growth (YoY)	+27.2%
FCF/share growth (YoY)	—
Beta	0.5
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

FSBC earnings

Next report: Jan 25, 2027 (Q4 2026, EPS estimate $0.87). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 26, 2026	$0.92	$0.85	+8.2%	—
Q2 2026	Jul 22, 2026	$0.91	$0.86	+5.8%	$47.65M
Q1 2026	Apr 27, 2026	$0.87	$0.79	+10.1%	$44.85M
Q4 2025	Jan 26, 2026	$0.83	$0.76	+9.2%	$43.10M

FSBC analyst price target

Median target $52.00 from 5 analysts, ranging $48.00 – $55.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live FSBC data on Nama Insights →

FSBC FAQ

Is FSBC a buy?: Nama's AI scorecard currently rates Five Star Bancorp Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FSBC's P/E ratio?: Five Star Bancorp trades at a trailing price-to-earnings ratio of 12.5.
When does FSBC report earnings?: Five Star Bancorp's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $0.87.
What is the FSBC price target?: The median analyst price target from 5 analysts is $52.00, with a range of $48.00 – $55.00.
Is FSBC Shariah compliant?: Nama's AAOIFI-style screen reads Five Star Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FSBC pay a dividend?: Yes — Five Star Bancorp's dividend yield is 2.3%.