Nama Insights

F.N.B. (FNB)

Financial Services · Banks Regional · NYSE

F.N.B. (FNB) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $6.28B and a trailing price-to-earnings ratio of 10.3. Over the most recent reported fiscal year, revenue grew 10.6%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Buy · 6.8/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Middle · +8.2% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-8.6%
How far the last close sits under the highest price of the past five years.
Market cap$6.28B
Trailing P/E10.3
Price / book0.9
Price / sales3.6
FCF yield—
Dividend yield2.9%
Gross margin0.0%
Operating margin—
Net margin34.5%
Revenue growth (YoY)+10.6%
Revenue growth (3-yr annual)+6.9%
EPS growth (YoY)+13.6%
FCF/share growth (YoY)—
Beta0.9
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

FNB earnings

Next report: Jan 19, 2027 (Q4 2026, EPS estimate $0.46). Beat the EPS estimate in 1 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 19, 2026 $0.43 $0.43 +0.0% $469.00M
Q2 2026 Jul 16, 2026 $0.42 $0.42 +0.0% $463.00M
Q1 2026 Apr 16, 2026 $0.38 $0.38 +0.0% $450.00M
Q4 2025 Jan 20, 2026 $0.50 $0.41 +21.9% $458.00M

FNB analyst price target

Median target $21.00 from 9 analysts, ranging $19.00 – $22.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live FNB data on Nama Insights →

Recent Congressional trades

F.N.B. trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Lisa McClain House Sell $1,001 - $15,000 Aug 13, 2025
Lisa McClain House Buy $1,001 - $15,000 Aug 13, 2025

FNB FAQ

Is FNB a buy?
Nama's AI scorecard currently rates F.N.B. Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FNB's P/E ratio?
F.N.B. trades at a trailing price-to-earnings ratio of 10.3.
When does FNB report earnings?
F.N.B.'s next scheduled report is on Jan 19, 2027. Analysts expect EPS of $0.46.
What is the FNB price target?
The median analyst price target from 9 analysts is $21.00, with a range of $19.00 – $22.00.
Is FNB Shariah compliant?
Nama's AAOIFI-style screen reads F.N.B. as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FNB pay a dividend?
Yes — F.N.B.'s dividend yield is 2.9%.