Nama Insights

Flagstar Bank, National Association (FLG)

Financial Services · Banks Regional · NYSE

Flagstar Bank, National Association (FLG) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $4.37B and a trailing price-to-earnings ratio of 65.8. Over the most recent reported fiscal year, revenue declined 20.2%. Nama's AI scorecard rates it Hold. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Hold
The sections balance. As of Nov 7, 2026.
Momentum
Middle · +3.7% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-75.3%
How far the last close sits under the highest price of the past five years.
Market cap$4.37B
Trailing P/E65.8
Price / book0.5
Price / sales2.2
FCF yield—
Dividend yield0.4%
Gross margin0.0%
Operating margin—
Net margin4.8%
Revenue growth (YoY)-20.2%
Revenue growth (3-yr annual)+11.6%
EPS growth (YoY)—
FCF/share growth (YoY)—
Beta1.1
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

FLG earnings

Next report: Jan 29, 2027 (Q4 2026, EPS estimate $0.02). Beat the EPS estimate in 1 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 23, 2026 $0.01 $0.07 -85.7% —
Q2 2026 Jul 24, 2026 $0.05 $0.07 -28.6% $516.00M
Q1 2026 Apr 24, 2026 $0.04 $0.04 +0.0% $498.00M
Q4 2025 Jan 30, 2026 $0.06 $0.02 +200.0% $557.00M

FLG analyst price target

Median target $13.00 from 17 analysts, ranging $11.00 – $16.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live FLG data on Nama Insights →

FLG FAQ

Is FLG a buy?
Nama's AI scorecard currently rates Flagstar Bank, National Association Hold, a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FLG's P/E ratio?
Flagstar Bank, National Association trades at a trailing price-to-earnings ratio of 65.8.
When does FLG report earnings?
Flagstar Bank, National Association's next scheduled report is on Jan 29, 2027. Analysts expect EPS of $0.02.
What is the FLG price target?
The median analyst price target from 17 analysts is $13.00, with a range of $11.00 – $16.00.
Is FLG Shariah compliant?
Nama's AAOIFI-style screen reads Flagstar Bank, National Association as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FLG pay a dividend?
Yes — Flagstar Bank, National Association's dividend yield is 0.4%.