Nama's AI scorecard currently rates First Financial Bancorp. Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is FFBC's P/E ratio?

First Financial Bancorp. trades at a trailing price-to-earnings ratio of 10.3.

When does FFBC report earnings?

First Financial Bancorp.'s next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.87.

What is the FFBC price target?

The median analyst price target from 7 analysts is $38.00, with a range of $36.00 – $40.00.

Is FFBC Shariah compliant?

Nama's AAOIFI-style screen reads First Financial Bancorp. as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does FFBC pay a dividend?

Yes — First Financial Bancorp.'s dividend yield is 3.2%.

Nama Insights

First Financial Bancorp. (FFBC)

Financial Services · Banks Regional · NASDAQ

First Financial Bancorp. (FFBC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $3.43B and a trailing price-to-earnings ratio of 10.3. Over the most recent reported fiscal year, revenue grew 7.7%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Buy · 6.8/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Leading · +30.5% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-10.1%

How far the last close sits under the highest price of the past five years.

Market cap	$3.43B
Trailing P/E	10.3
Price / book	1.1
Price / sales	3.5
FCF yield	—
Dividend yield	3.2%
Gross margin	0.0%
Operating margin	—
Net margin	29.7%
Revenue growth (YoY)	+7.7%
Revenue growth (3-yr annual)	+8.3%
EPS growth (YoY)	+17.2%
FCF/share growth (YoY)	—
Beta	0.9
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

FFBC earnings

Next report: Jan 28, 2027 (Q4 2026, EPS estimate $0.87). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 27, 2026	$0.84	$0.83	+1.2%	—
Q2 2026	Jul 20, 2026	$0.80	$0.80	+0.0%	$260.98M
Q1 2026	Apr 23, 2026	$0.71	$0.61	+16.4%	$262.62M
Q4 2025	Jan 28, 2026	$0.80	$0.79	+1.3%	$238.76M

FFBC analyst price target

Median target $38.00 from 7 analysts, ranging $36.00 – $40.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live FFBC data on Nama Insights →

Recent Congressional trades

First Financial Bancorp. trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Susan M Collins	Senate	Sell	$1,001 - $15,000	—

FFBC FAQ

Is FFBC a buy?: Nama's AI scorecard currently rates First Financial Bancorp. Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FFBC's P/E ratio?: First Financial Bancorp. trades at a trailing price-to-earnings ratio of 10.3.
When does FFBC report earnings?: First Financial Bancorp.'s next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.87.
What is the FFBC price target?: The median analyst price target from 7 analysts is $38.00, with a range of $36.00 – $40.00.
Is FFBC Shariah compliant?: Nama's AAOIFI-style screen reads First Financial Bancorp. as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FFBC pay a dividend?: Yes — First Financial Bancorp.'s dividend yield is 3.2%.