Nama's AI scorecard currently rates First Commonwealth Financial Hold (5.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is FCF's P/E ratio?

First Commonwealth Financial trades at a trailing price-to-earnings ratio of 12.4.

When does FCF report earnings?

First Commonwealth Financial's next scheduled report is on Jan 26, 2027. Analysts expect EPS of $0.50.

What is the FCF price target?

The median analyst price target from 7 analysts is $24.00, with a range of $23.00 – $25.00.

Is FCF Shariah compliant?

Nama's AAOIFI-style screen reads First Commonwealth Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does FCF pay a dividend?

Yes — First Commonwealth Financial's dividend yield is 2.7%.

Nama Insights

First Commonwealth Financial (FCF)

Financial Services · Banks Regional · NYSE

First Commonwealth Financial (FCF) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.03B and a trailing price-to-earnings ratio of 12.4. Over the most recent reported fiscal year, revenue grew 9.4%. Nama's AI scorecard rates it Hold, 5.2 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Hold · 5.2/10

The sections balance. As of Nov 7, 2026.

Momentum

Leading · +27.2% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-6.4%

How far the last close sits under the highest price of the past five years.

Market cap	$2.03B
Trailing P/E	12.4
Price / book	1.4
Price / sales	4.0
FCF yield	—
Dividend yield	2.7%
Gross margin	0.0%
Operating margin	—
Net margin	33.6%
Revenue growth (YoY)	+9.4%
Revenue growth (3-yr annual)	+8.4%
EPS growth (YoY)	+9.3%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

FCF earnings

Next report: Jan 26, 2027 (Q4 2026, EPS estimate $0.50). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 27, 2026	$0.45	$0.46	-2.2%	—
Q2 2026	Jul 28, 2026	$0.44	$0.42	+4.8%	$138.55M
Q1 2026	Apr 28, 2026	$0.37	$0.40	-7.5%	$133.56M
Q4 2025	Jan 27, 2026	$0.43	$0.42	+2.4%	$137.92M

FCF analyst price target

Median target $24.00 from 7 analysts, ranging $23.00 – $25.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live FCF data on Nama Insights →

FCF FAQ

Is FCF a buy?: Nama's AI scorecard currently rates First Commonwealth Financial Hold (5.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FCF's P/E ratio?: First Commonwealth Financial trades at a trailing price-to-earnings ratio of 12.4.
When does FCF report earnings?: First Commonwealth Financial's next scheduled report is on Jan 26, 2027. Analysts expect EPS of $0.50.
What is the FCF price target?: The median analyst price target from 7 analysts is $24.00, with a range of $23.00 – $25.00.
Is FCF Shariah compliant?: Nama's AAOIFI-style screen reads First Commonwealth Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FCF pay a dividend?: Yes — First Commonwealth Financial's dividend yield is 2.7%.