Nama's AI scorecard currently rates First BanCorp. Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is FBP's P/E ratio?

First BanCorp. trades at a trailing price-to-earnings ratio of 11.0.

When does FBP report earnings?

First BanCorp.'s next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.59.

What is the FBP price target?

The median analyst price target from 7 analysts is $31.00, with a range of $30.00 – $32.00.

Is FBP Shariah compliant?

Nama's AAOIFI-style screen reads First BanCorp. as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does FBP pay a dividend?

Yes — First BanCorp.'s dividend yield is 3.9%.

Nama Insights

First BanCorp. (FBP)

Financial Services · Banks Regional · NYSE

First BanCorp. (FBP) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $3.92B and a trailing price-to-earnings ratio of 11.0. Over the most recent reported fiscal year, revenue grew 6.2%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Buy · 6.3/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Leading · +34.3% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-13.0%

How far the last close sits under the highest price of the past five years.

Market cap	$3.92B
Trailing P/E	11.0
Price / book	2.0
Price / sales	4.0
FCF yield	—
Dividend yield	3.9%
Gross margin	0.0%
Operating margin	—
Net margin	38.0%
Revenue growth (YoY)	+6.2%
Revenue growth (3-yr annual)	+2.8%
EPS growth (YoY)	+18.8%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

FBP earnings

Next report: Jan 27, 2027 (Q4 2026, EPS estimate $0.59). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 22, 2026	$0.63	$0.59	+6.8%	—
Q2 2026	Jul 22, 2026	$0.62	$0.54	+14.8%	$257.30M
Q1 2026	Apr 22, 2026	$0.57	$0.51	+11.8%	$252.25M
Q4 2025	Jan 27, 2026	$0.55	$0.51	+7.8%	$238.11M

FBP analyst price target

Median target $31.00 from 7 analysts, ranging $30.00 – $32.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live FBP data on Nama Insights →

Recent Congressional trades

First BanCorp. trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Daniel Goldman	House	Sell	$1,001 - $15,000	Aug 13, 2023

FBP FAQ

Is FBP a buy?: Nama's AI scorecard currently rates First BanCorp. Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FBP's P/E ratio?: First BanCorp. trades at a trailing price-to-earnings ratio of 11.0.
When does FBP report earnings?: First BanCorp.'s next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.59.
What is the FBP price target?: The median analyst price target from 7 analysts is $31.00, with a range of $30.00 – $32.00.
Is FBP Shariah compliant?: Nama's AAOIFI-style screen reads First BanCorp. as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FBP pay a dividend?: Yes — First BanCorp.'s dividend yield is 3.9%.