Nama's AI scorecard currently rates Esquire Financial Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is ESQ's P/E ratio?

Esquire Financial trades at a trailing price-to-earnings ratio of 19.4.

When does ESQ report earnings?

Esquire Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $2.15.

What is the ESQ price target?

The median analyst price target from 3 analysts is $143.00, with a range of $135.00 – $150.00.

Is ESQ Shariah compliant?

Nama's AAOIFI-style screen reads Esquire Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does ESQ pay a dividend?

Yes — Esquire Financial's dividend yield is 0.6%.

Nama Insights

Esquire Financial (ESQ)

Financial Services · Banks Regional · NASDAQ

Esquire Financial (ESQ) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.57B and a trailing price-to-earnings ratio of 19.4. Over the most recent reported fiscal year, revenue grew 17.4%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.8/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +21.0% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-4.2%

How far the last close sits under the highest price of the past five years.

Market cap	$1.57B
Trailing P/E	19.4
Price / book	3.6
Price / sales	9.1
FCF yield	—
Dividend yield	0.6%
Gross margin	0.0%
Operating margin	—
Net margin	32.4%
Revenue growth (YoY)	+17.4%
Revenue growth (3-yr annual)	+20.3%
EPS growth (YoY)	+11.1%
FCF/share growth (YoY)	—
Beta	0.4
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

ESQ earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $2.15). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 27, 2026	$2.12	$1.89	+12.2%	—
Q2 2026	Jul 23, 2026	$1.60	$1.55	+3.2%	$42.13M
Q1 2026	Apr 23, 2026	$1.40	$1.52	-7.9%	$40.46M
Q4 2025	Jan 22, 2026	$1.55	$1.53	+1.3%	$39.40M

ESQ analyst price target

Median target $143.00 from 3 analysts, ranging $135.00 – $150.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live ESQ data on Nama Insights →

ESQ FAQ

Is ESQ a buy?: Nama's AI scorecard currently rates Esquire Financial Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is ESQ's P/E ratio?: Esquire Financial trades at a trailing price-to-earnings ratio of 19.4.
When does ESQ report earnings?: Esquire Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $2.15.
What is the ESQ price target?: The median analyst price target from 3 analysts is $143.00, with a range of $135.00 – $150.00.
Is ESQ Shariah compliant?: Nama's AAOIFI-style screen reads Esquire Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does ESQ pay a dividend?: Yes — Esquire Financial's dividend yield is 0.6%.