Nama's AI scorecard currently rates Enterprise Financial Services Hold (4.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is EFSC's P/E ratio?

Enterprise Financial Services trades at a trailing price-to-earnings ratio of 12.5.

When does EFSC report earnings?

Enterprise Financial Services's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $1.50.

What is the EFSC price target?

The median analyst price target from 7 analysts is $70.00, with a range of $64.00 – $72.00.

Is EFSC Shariah compliant?

Nama's AAOIFI-style screen reads Enterprise Financial Services as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does EFSC pay a dividend?

Yes — Enterprise Financial Services's dividend yield is 2.2%.

Nama Insights

Enterprise Financial Services (EFSC)

Financial Services · Banks Regional · NASDAQ

Enterprise Financial Services (EFSC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.21B and a trailing price-to-earnings ratio of 12.5. Over the most recent reported fiscal year, revenue grew 16.0%. Nama's AI scorecard rates it Hold, 4.8 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Hold · 4.8/10

The sections balance. As of Nov 7, 2026.

Momentum

Rising · +11.1% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-9.7%

How far the last close sits under the highest price of the past five years.

Market cap	$2.21B
Trailing P/E	12.5
Price / book	1.1
Price / sales	3.1
FCF yield	—
Dividend yield	2.2%
Gross margin	0.0%
Operating margin	—
Net margin	26.6%
Revenue growth (YoY)	+16.0%
Revenue growth (3-yr annual)	+7.8%
EPS growth (YoY)	+7.2%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

EFSC earnings

Next report: Jan 25, 2027 (Q4 2026, EPS estimate $1.50). Beat the EPS estimate in 1 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 21, 2026	$1.17	$1.38	-15.2%	$159.48M
Q2 2026	Jul 22, 2026	$1.13	$1.34	-15.7%	—
Q1 2026	Apr 22, 2026	$1.31	$1.30	+0.8%	$155.38M
Q4 2025	Jan 26, 2026	$1.36	$1.36	+0.0%	$159.25M

EFSC analyst price target

Median target $70.00 from 7 analysts, ranging $64.00 – $72.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live EFSC data on Nama Insights →

EFSC FAQ

Is EFSC a buy?: Nama's AI scorecard currently rates Enterprise Financial Services Hold (4.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is EFSC's P/E ratio?: Enterprise Financial Services trades at a trailing price-to-earnings ratio of 12.5.
When does EFSC report earnings?: Enterprise Financial Services's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $1.50.
What is the EFSC price target?: The median analyst price target from 7 analysts is $70.00, with a range of $64.00 – $72.00.
Is EFSC Shariah compliant?: Nama's AAOIFI-style screen reads Enterprise Financial Services as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does EFSC pay a dividend?: Yes — Enterprise Financial Services's dividend yield is 2.2%.