Nama's AI scorecard currently rates Community Trust Bancorp Hold (5.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is CTBI's P/E ratio?

Community Trust Bancorp trades at a trailing price-to-earnings ratio of 11.4.

When does CTBI report earnings?

Community Trust Bancorp's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $1.62.

What is the CTBI price target?

The median analyst price target from 3 analysts is $75.00, with a range of $75.00 – $80.00.

Is CTBI Shariah compliant?

Nama's AAOIFI-style screen reads Community Trust Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does CTBI pay a dividend?

Yes — Community Trust Bancorp's dividend yield is 3.8%.

Nama Insights

Community Trust Bancorp (CTBI)

Financial Services · Banks Regional · NASDAQ

Community Trust Bancorp (CTBI) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.26B and a trailing price-to-earnings ratio of 11.4. Over the most recent reported fiscal year, revenue grew 13.7%. Nama's AI scorecard rates it Hold, 5.0 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Hold · 5.0/10

The sections balance. As of Nov 7, 2026.

Momentum

Leading · +41.9% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-13.5%

How far the last close sits under the highest price of the past five years.

Market cap	$1.26B
Trailing P/E	11.4
Price / book	1.4
Price / sales	4.3
FCF yield	—
Dividend yield	3.8%
Gross margin	0.0%
Operating margin	—
Net margin	37.9%
Revenue growth (YoY)	+13.7%
Revenue growth (3-yr annual)	+7.6%
EPS growth (YoY)	+17.8%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

CTBI earnings

Next report: Jan 20, 2027 (Q4 2026, EPS estimate $1.62). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 21, 2026	$1.43	$1.65	-13.3%	—
Q2 2026	Jul 15, 2026	$1.64	$1.52	+7.9%	$78.49M
Q1 2026	Apr 15, 2026	$1.50	$1.39	+7.9%	$74.20M
Q4 2025	Jan 21, 2026	$1.51	$1.43	+5.6%	$74.72M

CTBI analyst price target

Median target $75.00 from 3 analysts, ranging $75.00 – $80.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live CTBI data on Nama Insights →

Recent Congressional trades

Community Trust Bancorp trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Susan M Collins	Senate	Sell	$1,001 - $15,000	—

CTBI FAQ

Is CTBI a buy?: Nama's AI scorecard currently rates Community Trust Bancorp Hold (5.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CTBI's P/E ratio?: Community Trust Bancorp trades at a trailing price-to-earnings ratio of 11.4.
When does CTBI report earnings?: Community Trust Bancorp's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $1.62.
What is the CTBI price target?: The median analyst price target from 3 analysts is $75.00, with a range of $75.00 – $80.00.
Is CTBI Shariah compliant?: Nama's AAOIFI-style screen reads Community Trust Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does CTBI pay a dividend?: Yes — Community Trust Bancorp's dividend yield is 3.8%.