Nama Insights

City Holding (CHCO)

Financial Services · Banks Regional · NASDAQ

City Holding (CHCO) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.99B and a trailing price-to-earnings ratio of 15.4. Over the most recent reported fiscal year, revenue grew 7.1%. Nama's AI scorecard rates it Hold, 4.5 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Hold · 4.5/10
The sections balance. As of Nov 7, 2026.
Momentum
Rising · +17.4% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-5.0%
How far the last close sits under the highest price of the past five years.
Market cap$1.99B
Trailing P/E15.4
Price / book2.5
Price / sales6.2
FCF yield—
Dividend yield2.8%
Gross margin0.0%
Operating margin—
Net margin40.7%
Revenue growth (YoY)+7.1%
Revenue growth (3-yr annual)+7.4%
EPS growth (YoY)+13.3%
FCF/share growth (YoY)—
Beta0.5
ExchangeNASDAQ
SectorFinancial Services
IndustryBanks Regional

CHCO earnings

Next report: Jan 20, 2027 (Q4 2026, EPS estimate $2.30). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 26, 2026 $2.43 $2.36 +3.0% $81.66M
Q2 2026 Jul 22, 2026 $2.35 $2.23 +5.4% $79.38M
Q1 2026 Apr 23, 2026 $2.20 $2.15 +2.3% $77.13M
Q4 2025 Jan 21, 2026 $2.18 $2.26 -3.5% $78.08M

CHCO analyst price target

Median target $147.00 from 5 analysts, ranging $125.00 – $150.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live CHCO data on Nama Insights →

Recent Congressional trades

City Holding trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Susan M Collins Senate Sell $1,001 - $15,000 —

CHCO FAQ

Is CHCO a buy?
Nama's AI scorecard currently rates City Holding Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CHCO's P/E ratio?
City Holding trades at a trailing price-to-earnings ratio of 15.4.
When does CHCO report earnings?
City Holding's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $2.30.
What is the CHCO price target?
The median analyst price target from 5 analysts is $147.00, with a range of $125.00 – $150.00.
Is CHCO Shariah compliant?
Nama's AAOIFI-style screen reads City Holding as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does CHCO pay a dividend?
Yes — City Holding's dividend yield is 2.8%.