Nama's AI scorecard currently rates Cullen/Frost Bankers Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is CFR's P/E ratio?

Cullen/Frost Bankers trades at a trailing price-to-earnings ratio of 14.1.

When does CFR report earnings?

Cullen/Frost Bankers's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $2.91.

What is the CFR price target?

The median analyst price target from 14 analysts is $173.00, with a range of $145.00 – $201.00.

Is CFR Shariah compliant?

Nama's AAOIFI-style screen reads Cullen/Frost Bankers as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does CFR pay a dividend?

Yes — Cullen/Frost Bankers's dividend yield is 2.6%.

Nama Insights

Cullen/Frost Bankers (CFR)

Financial Services · Banks Regional · NYSE

Cullen/Frost Bankers (CFR) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $9.65B and a trailing price-to-earnings ratio of 14.1. Over the most recent reported fiscal year, revenue grew 8.3%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +21.5% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-9.1%

How far the last close sits under the highest price of the past five years.

Market cap	$9.65B
Trailing P/E	14.1
Price / book	2.1
Price / sales	4.2
FCF yield	—
Dividend yield	2.6%
Gross margin	0.0%
Operating margin	—
Net margin	30.0%
Revenue growth (YoY)	+8.3%
Revenue growth (3-yr annual)	+9.6%
EPS growth (YoY)	+14.5%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

CFR earnings

Next report: Jan 28, 2027 (Q4 2026, EPS estimate $2.91). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 29, 2026	$2.84	$2.81	+1.1%	$603.83M
Q2 2026	Jul 30, 2026	$2.70	$2.57	+5.1%	$576.01M
Q1 2026	Apr 30, 2026	$2.65	$2.49	+6.4%	$574.84M
Q4 2025	Jan 29, 2026	$2.80	$2.45	+14.3%	$581.06M

CFR analyst price target

Median target $173.00 from 14 analysts, ranging $145.00 – $201.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live CFR data on Nama Insights →

Recent Congressional trades

Cullen/Frost Bankers trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Susan M Collins	Senate	Sell	$1,001 - $15,000	—
Susan M Collins	Senate	Buy	$1,001 - $15,000	—

CFR FAQ

Is CFR a buy?: Nama's AI scorecard currently rates Cullen/Frost Bankers Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CFR's P/E ratio?: Cullen/Frost Bankers trades at a trailing price-to-earnings ratio of 14.1.
When does CFR report earnings?: Cullen/Frost Bankers's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $2.91.
What is the CFR price target?: The median analyst price target from 14 analysts is $173.00, with a range of $145.00 – $201.00.
Is CFR Shariah compliant?: Nama's AAOIFI-style screen reads Cullen/Frost Bankers as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does CFR pay a dividend?: Yes — Cullen/Frost Bankers's dividend yield is 2.6%.