Nama's AI scorecard currently rates Citizens Financial Group Buy (7.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is CFG's P/E ratio?

Citizens Financial Group trades at a trailing price-to-earnings ratio of 12.7.

When does CFG report earnings?

Citizens Financial Group's next scheduled report is on Jan 15, 2027. Analysts expect EPS of $1.48.

What is the CFG price target?

The median analyst price target from 19 analysts is $76.00, with a range of $65.00 – $87.00.

Is CFG Shariah compliant?

Nama's AAOIFI-style screen reads Citizens Financial Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does CFG pay a dividend?

Yes — Citizens Financial Group's dividend yield is 3.3%.

Nama Insights

Citizens Financial Group (CFG)

Financial Services · Banks Regional · NYSE

S&P 500

Citizens Financial Group (CFG) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $26.51B and a trailing price-to-earnings ratio of 12.7. Over the most recent reported fiscal year, revenue grew 5.6%. Nama's AI scorecard rates it Buy, 7.8 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 7.8/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Rising · +23.9% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-16.1%

How far the last close sits under the highest price of the past five years.

Market cap	$26.51B
Trailing P/E	12.7
Price / book	1.1
Price / sales	3.2
FCF yield	—
Dividend yield	3.3%
Gross margin	0.0%
Operating margin	—
Net margin	27.0%
Revenue growth (YoY)	+5.6%
Revenue growth (3-yr annual)	+0.9%
EPS growth (YoY)	+19.1%
FCF/share growth (YoY)	—
Beta	1.1
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

CFG earnings

Next report: Jan 15, 2027 (Q4 2026, EPS estimate $1.48). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 16, 2026	$1.41	$1.39	+1.4%	$2.32B
Q2 2026	Jul 16, 2026	$1.30	$1.25	+4.0%	$2.28B
Q1 2026	Apr 16, 2026	$1.13	$1.09	+3.7%	$2.17B
Q4 2025	Jan 21, 2026	$1.13	$1.11	+1.8%	$2.16B

CFG analyst price target

Median target $76.00 from 19 analysts, ranging $65.00 – $87.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live CFG data on Nama Insights →

Recent Congressional trades

Citizens Financial Group trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Jefferson Shreve	House	Sell	$15,001 - $50,000	May 8, 2025
Kathy Manning	House	Buy	$15,001 - $50,000	Feb 6, 2024
Kathy Manning	House	Buy	$1,001 - $15,000	Feb 6, 2024
Kathy Manning	House	Sell	$1,001 - $15,000	Jan 12, 2024
Kathy Manning	House	Sell	$15,001 - $50,000	Jan 12, 2024
Thomas R Carper	Senate	Sell	$1,001 - $15,000	—

CFG FAQ

Is CFG a buy?: Nama's AI scorecard currently rates Citizens Financial Group Buy (7.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CFG's P/E ratio?: Citizens Financial Group trades at a trailing price-to-earnings ratio of 12.7.
When does CFG report earnings?: Citizens Financial Group's next scheduled report is on Jan 15, 2027. Analysts expect EPS of $1.48.
What is the CFG price target?: The median analyst price target from 19 analysts is $76.00, with a range of $65.00 – $87.00.
Is CFG Shariah compliant?: Nama's AAOIFI-style screen reads Citizens Financial Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does CFG pay a dividend?: Yes — Citizens Financial Group's dividend yield is 3.3%.