Nama Insights

Capitol Federal Financial (CFFN)

Financial Services · Banks Regional · NASDAQ

Capitol Federal Financial (CFFN) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.04B and a trailing price-to-earnings ratio of 12.2. Nama's AI scorecard rates it Buy, 8.0 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 8.0/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Leading · +35.4% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-34.1%
How far the last close sits under the highest price of the past five years.
Market cap$1.04B
Trailing P/E12.2
Price / book1.0
Price / sales4.5
FCF yield—
Dividend yield4.0%
Gross margin0.0%
Operating margin—
Net margin37.2%
Revenue growth (YoY)—
Revenue growth (3-yr annual)—
EPS growth (YoY)+32.7%
FCF/share growth (YoY)—
Beta0.7
ExchangeNASDAQ
SectorFinancial Services
IndustryBanks Regional

CFFN earnings

Next report: Jan 27, 2027 (Q1 2027, EPS estimate $0.18). Beat the EPS estimate in 2 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q4 2026 Oct 28, 2026 $0.18 $0.18 +0.0% —
Q3 2026 Jul 29, 2026 $0.19 $0.17 +11.8% $59.52M
Q2 2026 Apr 29, 2026 $0.16 $0.16 +0.0% $56.96M
Q1 2026 Jan 28, 2026 $0.16 $0.14 +14.3% $56.08M

CFFN analyst price target

Median target $9.50 from 3 analysts, ranging $9.00 – $10.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live CFFN data on Nama Insights →

CFFN FAQ

Is CFFN a buy?
Nama's AI scorecard currently rates Capitol Federal Financial Buy (8.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CFFN's P/E ratio?
Capitol Federal Financial trades at a trailing price-to-earnings ratio of 12.2.
When does CFFN report earnings?
Capitol Federal Financial's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.18.
What is the CFFN price target?
The median analyst price target from 3 analysts is $9.50, with a range of $9.00 – $10.00.
Is CFFN Shariah compliant?
Nama's AAOIFI-style screen reads Capitol Federal Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does CFFN pay a dividend?
Yes — Capitol Federal Financial's dividend yield is 4.0%.