Nama Insights

Banco Santander-Chile (BSAC)

Financial Services · Banks Regional · NYSE

Banco Santander-Chile (BSAC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $15.23B and a trailing price-to-earnings ratio of 12.3. Over the most recent reported fiscal year, revenue grew 9.9%. Nama's AI scorecard rates it Hold, 4.5 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Hold · 4.5/10
The sections balance. As of Nov 7, 2026.
Momentum
Middle · +8.4% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-14.3%
How far the last close sits under the highest price of the past five years.
Market cap$15.23B
Trailing P/E12.3
Price / book1077.7
Price / sales—
FCF yield—
Dividend yield4.6%
Gross margin0.0%
Operating margin0.0%
Net margin47.3%
Revenue growth (YoY)+9.9%
Revenue growth (3-yr annual)+9.0%
EPS growth (YoY)+19.0%
FCF/share growth (YoY)—
Beta0.2
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

BSAC earnings

Next report: Jan 28, 2027 (Q4 2026, EPS estimate $0.57). Beat the EPS estimate in 1 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 30, 2026 $0.50 $0.70 -28.6% $714.30M
Q2 2026 Jul 29, 2026 $0.90 $0.69 +30.4% $848.01M
Q1 2026 Apr 30, 2026 $0.62 $0.63 -1.6% $746.54M
Q4 2025 Jan 30, 2026 $0.60 $0.61 -1.6% $1.27B

BSAC analyst price target

Median target $39.00 from 11 analysts, ranging $18.90 – $40.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live BSAC data on Nama Insights →

BSAC FAQ

Is BSAC a buy?
Nama's AI scorecard currently rates Banco Santander-Chile Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is BSAC's P/E ratio?
Banco Santander-Chile trades at a trailing price-to-earnings ratio of 12.3.
When does BSAC report earnings?
Banco Santander-Chile's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.57.
What is the BSAC price target?
The median analyst price target from 11 analysts is $39.00, with a range of $18.90 – $40.00.
Is BSAC Shariah compliant?
Nama's AAOIFI-style screen reads Banco Santander-Chile as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does BSAC pay a dividend?
Yes — Banco Santander-Chile's dividend yield is 4.6%.