Nama Insights

Credicorp (BAP)

Financial Services · Banks Regional · NYSE

Credicorp (BAP) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $27.63B and a trailing price-to-earnings ratio of 12.7. Over the most recent reported fiscal year, revenue grew 11.6%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 6.8/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Leading · +45.3% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-15.8%
How far the last close sits under the highest price of the past five years.
Market cap$27.63B
Trailing P/E12.7
Price / book2.5
Price / sales4.3
FCF yield—
Dividend yield4.1%
Gross margin0.0%
Operating margin—
Net margin33.1%
Revenue growth (YoY)+11.6%
Revenue growth (3-yr annual)+12.3%
EPS growth (YoY)+34.6%
FCF/share growth (YoY)—
Beta0.9
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

BAP earnings

Next report: Nov 9, 2026 (Q3 2026, EPS estimate $7.38). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q2 2026 Aug 12, 2026 $7.38 $7.36 +0.3% $1.98B
Q1 2026 May 14, 2026 $7.59 $7.26 +4.5% $1.80B
Q4 2025 Feb 11, 2026 $5.93 $6.45 -8.1% $1.76B
Q3 2025 Nov 13, 2025 $6.47 $6.31 +2.5% $1.78B

BAP analyst price target

Median target $450.00 from 14 analysts, ranging $219.00 – $482.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live BAP data on Nama Insights →

Recent Congressional trades

Credicorp trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Josh Gottheimer House Buy $1,001 - $15,000 Feb 15, 2024
Josh Gottheimer House Sell $1,001 - $15,000 Jan 7, 2024

BAP FAQ

Is BAP a buy?
Nama's AI scorecard currently rates Credicorp Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is BAP's P/E ratio?
Credicorp trades at a trailing price-to-earnings ratio of 12.7.
When does BAP report earnings?
Credicorp's next scheduled report is on Nov 9, 2026. Analysts expect EPS of $7.38.
What is the BAP price target?
The median analyst price target from 14 analysts is $450.00, with a range of $219.00 – $482.00.
Is BAP Shariah compliant?
Nama's AAOIFI-style screen reads Credicorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does BAP pay a dividend?
Yes — Credicorp's dividend yield is 4.1%.