Nama's AI scorecard currently rates Banc of California Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is BANC's P/E ratio?

Banc of California trades at a trailing price-to-earnings ratio of 10.9.

When does BANC report earnings?

Banc of California's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $0.48.

What is the BANC price target?

The median analyst price target from 12 analysts is $22.00, with a range of $20.00 – $24.00.

Is BANC Shariah compliant?

Nama's AAOIFI-style screen reads Banc of California as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does BANC pay a dividend?

Yes — Banc of California's dividend yield is 2.7%.

Nama Insights

Banc of California (BANC)

Financial Services · Banks Regional · NYSE

Banc of California (BANC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.85B and a trailing price-to-earnings ratio of 10.9. Over the most recent reported fiscal year, revenue grew 11.9%. Nama's AI scorecard rates it Hold, 4.5 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Hold · 4.5/10

The sections balance. As of Nov 7, 2026.

Momentum

Lagging · +0.4% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-18.6%

How far the last close sits under the highest price of the past five years.

Market cap	$2.85B
Trailing P/E	10.9
Price / book	0.8
Price / sales	4.0
FCF yield	—
Dividend yield	2.7%
Gross margin	0.0%
Operating margin	—
Net margin	-1.3%
Revenue growth (YoY)	+11.9%
Revenue growth (3-yr annual)	-6.3%
EPS growth (YoY)	+55.7%
FCF/share growth (YoY)	—
Beta	1.2
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

BANC earnings

Next report: Jan 20, 2027 (Q4 2026, EPS estimate $0.48). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 27, 2026	$0.46	$0.45	+2.2%	—
Q2 2026	Jul 29, 2026	$0.38	$0.40	-5.0%	$9.46M
Q1 2026	Apr 22, 2026	$0.39	$0.38	+2.6%	$282.65M
Q4 2025	Jan 21, 2026	$0.42	$0.37	+13.5%	$288.46M

BANC analyst price target

Median target $22.00 from 12 analysts, ranging $20.00 – $24.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live BANC data on Nama Insights →

BANC FAQ

Is BANC a buy?: Nama's AI scorecard currently rates Banc of California Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is BANC's P/E ratio?: Banc of California trades at a trailing price-to-earnings ratio of 10.9.
When does BANC report earnings?: Banc of California's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $0.48.
What is the BANC price target?: The median analyst price target from 12 analysts is $22.00, with a range of $20.00 – $24.00.
Is BANC Shariah compliant?: Nama's AAOIFI-style screen reads Banc of California as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does BANC pay a dividend?: Yes — Banc of California's dividend yield is 2.7%.