Nama's AI scorecard currently rates Axos Financial Buy (7.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is AX's P/E ratio?

Axos Financial trades at a trailing price-to-earnings ratio of 10.3.

When does AX report earnings?

Axos Financial's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $2.37.

What is the AX price target?

The median analyst price target from 7 analysts is $116.00, with a range of $110.00 – $128.00.

Is AX Shariah compliant?

Nama's AAOIFI-style screen reads Axos Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

Axos Financial (AX)

Financial Services · Banks Regional · NYSE

Axos Financial (AX) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $5.26B and a trailing price-to-earnings ratio of 10.3. Over the most recent reported fiscal year, revenue grew 17.8%. Nama's AI scorecard rates it Buy, 7.3 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Buy · 7.3/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Middle · +10.1% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-12.4%

How far the last close sits under the highest price of the past five years.

Market cap	$5.26B
Trailing P/E	10.3
Price / book	1.7
Price / sales	3.6
FCF yield	—
Dividend yield	—
Gross margin	0.0%
Operating margin	—
Net margin	35.2%
Revenue growth (YoY)	+17.8%
Revenue growth (3-yr annual)	+18.0%
EPS growth (YoY)	+16.2%
FCF/share growth (YoY)	—
Beta	1.3
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

AX earnings

Next report: Jan 28, 2027 (Q2 2027, EPS estimate $2.37). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q1 2027	Oct 29, 2026	$2.34	$2.26	+3.5%	—
Q4 2026	Jul 30, 2026	$2.53	$2.16	+17.1%	$375.05M
Q3 2026	Apr 30, 2026	$1.90	$2.13	-10.8%	$387.72M
Q2 2026	Jan 29, 2026	$2.25	$2.07	+8.7%	$380.81M

AX analyst price target

Median target $116.00 from 7 analysts, ranging $110.00 – $128.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live AX data on Nama Insights →

Recent Congressional trades

Axos Financial trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Patrick J Toomey	Senate	Sell	$100,001 - $250,000	—

AX FAQ

Is AX a buy?: Nama's AI scorecard currently rates Axos Financial Buy (7.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is AX's P/E ratio?: Axos Financial trades at a trailing price-to-earnings ratio of 10.3.
When does AX report earnings?: Axos Financial's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $2.37.
What is the AX price target?: The median analyst price target from 7 analysts is $116.00, with a range of $110.00 – $128.00.
Is AX Shariah compliant?: Nama's AAOIFI-style screen reads Axos Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.