Nama Insights

Amalgamated Financial (AMAL)

Financial Services · Banks Regional · NASDAQ

Amalgamated Financial (AMAL) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.47B and a trailing price-to-earnings ratio of 12.3. Over the most recent reported fiscal year, revenue grew 4.4%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 6.3/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Leading · +67.6% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-5.2%
How far the last close sits under the highest price of the past five years.
Market cap$1.47B
Trailing P/E12.3
Price / book1.8
Price / sales4.2
FCF yield—
Dividend yield1.4%
Gross margin0.0%
Operating margin—
Net margin35.0%
Revenue growth (YoY)+4.4%
Revenue growth (3-yr annual)+7.4%
EPS growth (YoY)+4.9%
FCF/share growth (YoY)—
Beta0.8
ExchangeNASDAQ
SectorFinancial Services
IndustryBanks Regional

AMAL earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $1.08). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 22, 2026 $1.14 $1.08 +5.6% $101.52M
Q2 2026 Jul 23, 2026 $1.10 $1.00 +10.0% $98.13M
Q1 2026 Apr 23, 2026 $0.80 $0.95 -15.8% $92.82M
Q4 2025 Jan 22, 2026 $0.99 $0.91 +8.8% $85.07M

AMAL analyst price target

Median target $55.00 from 3 analysts, ranging $53.00 – $60.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live AMAL data on Nama Insights →

AMAL FAQ

Is AMAL a buy?
Nama's AI scorecard currently rates Amalgamated Financial Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is AMAL's P/E ratio?
Amalgamated Financial trades at a trailing price-to-earnings ratio of 12.3.
When does AMAL report earnings?
Amalgamated Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $1.08.
What is the AMAL price target?
The median analyst price target from 3 analysts is $55.00, with a range of $53.00 – $60.00.
Is AMAL Shariah compliant?
Nama's AAOIFI-style screen reads Amalgamated Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does AMAL pay a dividend?
Yes — Amalgamated Financial's dividend yield is 1.4%.