Nama's AI scorecard currently rates Western Union Hold (5.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is WU's P/E ratio?

Western Union trades at a trailing price-to-earnings ratio of 4.8.

When does WU report earnings?

Western Union's next scheduled report is on Feb 18, 2027. Analysts expect EPS of $0.36.

What is the WU price target?

The median analyst price target from 13 analysts is $6.50, with a range of $6.00 – $8.50.

Is WU Shariah compliant?

Nama's AAOIFI-style screen reads Western Union as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does WU pay a dividend?

Yes — Western Union's dividend yield is 13.7%.

Nama Insights

Western Union (WU)

Financial Services · Credit Services · NYSE

Western Union (WU) is a Financial Services company in the Credit Services industry. It has a market capitalization of $2.15B and a trailing price-to-earnings ratio of 4.8. Over the most recent reported fiscal year, revenue declined 3.8%. Nama's AI scorecard rates it Hold, 5.0 out of 10. On 12-month momentum it ranks in the trailing band of its market.

AI scorecard

Hold · 5.0/10

The sections balance. As of Nov 7, 2026.

Momentum

Trailing · -34.2% over 12 months ex. last

Bottom 20% of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-66.3%

How far the last close sits under the highest price of the past five years.

Market cap	$2.15B
Trailing P/E	4.8
Price / book	2.4
Price / sales	0.5
FCF yield	—
Dividend yield	13.7%
Gross margin	35.1%
Operating margin	15.9%
Net margin	9.8%
Revenue growth (YoY)	-3.8%
Revenue growth (3-yr annual)	-3.3%
EPS growth (YoY)	+0.0%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NYSE
Sector	Financial Services
Industry	Credit Services

WU earnings

Next report: Feb 18, 2027 (Q4 2026, EPS estimate $0.36). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 4, 2026	$0.42	$0.34	+23.5%	$1.01B
Q2 2026	Jul 30, 2026	$0.31	$0.42	-26.2%	$1.01B
Q1 2026	Apr 24, 2026	$0.25	$0.39	-35.9%	$982.70M
Q4 2025	Feb 20, 2026	$0.45	$0.43	+4.7%	$1.01B

WU analyst price target

Median target $6.50 from 13 analysts, ranging $6.00 – $8.50.

Credit Services peers

Ticker	Company	Market cap	P/E
V	Visa	$789.94B	31.8
MA	Mastercard	$568.62B	33.1
AXP	American Express	$215.24B	18.1
COF	Capital One Financial	$121.43B	9.7
PYPL	PayPal	$49.21B	11.0
SYF	Synchrony Financial	$23.99B	7.6
AFRM	Affirm	$22.98B	9.7
SOFI	SoFi Technologies	$21.02B	30.0

Explore live WU data on Nama Insights →

Recent Congressional trades

Western Union trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Kathy Manning	House	Sell	$1,001 - $15,000	Jul 6, 2024

WU FAQ

Is WU a buy?: Nama's AI scorecard currently rates Western Union Hold (5.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is WU's P/E ratio?: Western Union trades at a trailing price-to-earnings ratio of 4.8.
When does WU report earnings?: Western Union's next scheduled report is on Feb 18, 2027. Analysts expect EPS of $0.36.
What is the WU price target?: The median analyst price target from 13 analysts is $6.50, with a range of $6.00 – $8.50.
Is WU Shariah compliant?: Nama's AAOIFI-style screen reads Western Union as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does WU pay a dividend?: Yes — Western Union's dividend yield is 13.7%.