Nama's AI scorecard currently rates PayPal Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is PYPL's P/E ratio?

PayPal trades at a trailing price-to-earnings ratio of 11.0.

When does PYPL report earnings?

PayPal's next scheduled report is on Feb 2, 2027. Analysts expect EPS of $1.43.

What is the PYPL price target?

The median analyst price target from 33 analysts is $58.00, with a range of $36.00 – $80.00.

Is PYPL Shariah compliant?

Nama's AAOIFI-style screen reads PayPal as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Does PYPL pay a dividend?

Yes — PayPal's dividend yield is 0.9%.

Nama Insights

PayPal (PYPL)

Financial Services · Credit Services · NASDAQ

S&P 500Nasdaq-100

PayPal (PYPL) is a Financial Services company in the Credit Services industry. It has a market capitalization of $49.21B and a trailing price-to-earnings ratio of 11.0. Over the most recent reported fiscal year, revenue grew 4.3%. Nama's AI scorecard rates it Buy, 7.0 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 7.0/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -17.1% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-74.3%

How far the last close sits under the highest price of the past five years.

Market cap	$49.21B
Trailing P/E	11.0
Price / book	2.5
Price / sales	1.4
FCF yield	—
Dividend yield	0.9%
Gross margin	45.8%
Operating margin	18.5%
Net margin	13.8%
Revenue growth (YoY)	+4.3%
Revenue growth (3-yr annual)	+6.4%
EPS growth (YoY)	+13.7%
FCF/share growth (YoY)	—
Beta	1.3
Exchange	NASDAQ
Sector	Financial Services
Industry	Credit Services

PYPL earnings

Next report: Feb 2, 2027 (Q4 2026, EPS estimate $1.43). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 27, 2026	$1.45	$1.31	+10.7%	$8.58B
Q2 2026	Jul 28, 2026	$1.38	$1.28	+7.8%	$8.68B
Q1 2026	May 5, 2026	$1.34	$1.27	+5.5%	$8.35B
Q4 2025	Feb 3, 2026	$1.23	$1.29	-4.7%	$8.68B

PYPL analyst price target

Median target $58.00 from 33 analysts, ranging $36.00 – $80.00.

Credit Services peers

Ticker	Company	Market cap	P/E
V	Visa	$789.94B	31.8
MA	Mastercard	$568.62B	33.1
AXP	American Express	$215.24B	18.1
COF	Capital One Financial	$121.43B	9.7
SYF	Synchrony Financial	$23.99B	7.6
AFRM	Affirm	$22.98B	9.7
SOFI	SoFi Technologies	$21.02B	30.0
ALLY	Ally Financial	$11.45B	8.0

Explore live PYPL data on Nama Insights →

Recent Congressional trades

PayPal trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
John Boozman	Senate	Buy	$1,001 - $15,000	Aug 17, 2026
Thomas H Tuberville	Senate	Sell	$15,001 - $50,000	Aug 5, 2026
Thomas H Tuberville	Senate	Sell	$100,001 - $250,000	Aug 5, 2026
Alan Armstrong	Senate	Buy	$1,001 - $15,000	Jul 21, 2026
Gilbert Cisneros	House	Sell	$1,001 - $15,000	Jun 8, 2026
Byron Donalds	House	Buy	$1,001 - $15,000	Apr 8, 2026
Byron Donalds	House	Buy	$1,001 - $15,000	Apr 8, 2026
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Apr 7, 2026
Mark Alford	House	Sell	$1,001 - $15,000	Mar 31, 2026
Byron Donalds	House	Sell	$1,001 - $15,000	Mar 6, 2026
Byron Donalds	House	Sell	$1,001 - $15,000	Mar 6, 2026
Nancy Pelosi	House	Sell	$250,001 - $500,000	Jan 23, 2026

PYPL FAQ

Is PYPL a buy?: Nama's AI scorecard currently rates PayPal Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is PYPL's P/E ratio?: PayPal trades at a trailing price-to-earnings ratio of 11.0.
When does PYPL report earnings?: PayPal's next scheduled report is on Feb 2, 2027. Analysts expect EPS of $1.43.
What is the PYPL price target?: The median analyst price target from 33 analysts is $58.00, with a range of $36.00 – $80.00.
Is PYPL Shariah compliant?: Nama's AAOIFI-style screen reads PayPal as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.
Does PYPL pay a dividend?: Yes — PayPal's dividend yield is 0.9%.