Nama Insights

Visa (V)

Financial Services · Credit Services · NYSE

S&P 500
Visa (V) is a Financial Services company in the Credit Services industry. It has a market capitalization of $789.94B and a trailing price-to-earnings ratio of 31.8. Over the most recent reported fiscal year, revenue grew 11.3%. Nama's AI scorecard rates it Buy, 7.0 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Buy · 7.0/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Middle · +10.4% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Shariah Compliant
Passes our debt, cash and income screen; not a scholar's ruling.
Off its high
-4.4%
How far the last close sits under the highest price of the past five years.
Market cap$789.94B
Trailing P/E31.8
Price / book22.6
Price / sales17.2
FCF yield—
Dividend yield0.6%
Gross margin80.2%
Operating margin65.6%
Net margin50.8%
Revenue growth (YoY)+11.3%
Revenue growth (3-yr annual)+10.9%
EPS growth (YoY)+14.1%
FCF/share growth (YoY)—
Beta0.8
ExchangeNYSE
SectorFinancial Services
IndustryCredit Services

V earnings

Next report: Jan 26, 2027 (Q1 2027, EPS estimate $3.63). Beat the EPS estimate in 4 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q4 2026 Oct 27, 2026 $3.48 $3.44 +1.2% —
Q3 2026 Jul 28, 2026 $3.32 $3.23 +2.8% $11.63B
Q2 2026 Apr 28, 2026 $3.31 $3.10 +6.8% $11.23B
Q1 2026 Jan 29, 2026 $3.17 $3.14 +1.0% $10.90B

V analyst price target

Median target $450.00 from 37 analysts, ranging $330.00 – $500.00.

Credit Services peers

TickerCompanyMarket capP/E
MA Mastercard $568.62B 33.1
AXP American Express $215.24B 18.1
COF Capital One Financial $121.43B 9.7
PYPL PayPal $49.21B 11.0
SYF Synchrony Financial $23.99B 7.6
AFRM Affirm $22.98B 9.7
SOFI SoFi Technologies $21.02B 30.0
ALLY Ally Financial $11.45B 8.0
Explore live V data on Nama Insights →

Recent Congressional trades

Visa trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
David J. Taylor House Sell $1,001 - $15,000 Oct 29, 2026
Pete Sessions House Sell $15,001 - $50,000 Oct 27, 2026
Sheldon Whitehouse Senate Sell $1,001 - $15,000 Oct 1, 2026
Sheldon Whitehouse Senate Sell $1,001 - $15,000 Oct 1, 2026
Richard Dean McCormick House Sell $1,001 - $15,000 Aug 14, 2026
Thomas H Tuberville Senate Sell $1,001 - $15,000 Aug 5, 2026
Alan Armstrong Senate Buy $15,001 - $50,000 Jul 21, 2026
Jonathan Jackson House Sell $50,001 - $100,000 May 27, 2026
David J. Taylor House Buy $1,001 - $15,000 May 7, 2026
Josh Gottheimer House Sell $1,001 - $15,000 Mar 16, 2026
David J. Taylor House Buy $1,001 - $15,000 Mar 6, 2026
David J. Taylor House Buy $1,001 - $15,000 Feb 20, 2026

V FAQ

Is V a buy?
Nama's AI scorecard currently rates Visa Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is V's P/E ratio?
Visa trades at a trailing price-to-earnings ratio of 31.8.
When does V report earnings?
Visa's next scheduled report is on Jan 26, 2027. Analysts expect EPS of $3.63.
What is the V price target?
The median analyst price target from 37 analysts is $450.00, with a range of $330.00 – $500.00.
Is V Shariah compliant?
Nama's AAOIFI-style screen reads Visa as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.
Does V pay a dividend?
Yes — Visa's dividend yield is 0.6%.