Nama's AI scorecard currently rates Ally Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is ALLY's P/E ratio?

Ally Financial trades at a trailing price-to-earnings ratio of 8.0.

When does ALLY report earnings?

Ally Financial's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $1.36.

What is the ALLY price target?

The median analyst price target from 18 analysts is $48.55, with a range of $40.00 – $56.00.

Is ALLY Shariah compliant?

Nama's AAOIFI-style screen reads Ally Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does ALLY pay a dividend?

Yes — Ally Financial's dividend yield is 3.7%.

Nama Insights

Ally Financial (ALLY)

Financial Services · Credit Services · NYSE

Ally Financial (ALLY) is a Financial Services company in the Credit Services industry. It has a market capitalization of $11.45B and a trailing price-to-earnings ratio of 8.0. Over the most recent reported fiscal year, revenue declined 1.4%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -3.3% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-29.1%

How far the last close sits under the highest price of the past five years.

Market cap	$11.45B
Trailing P/E	8.0
Price / book	0.8
Price / sales	1.4
FCF yield	—
Dividend yield	3.7%
Gross margin	0.0%
Operating margin	—
Net margin	18.6%
Revenue growth (YoY)	-1.4%
Revenue growth (3-yr annual)	-1.7%
EPS growth (YoY)	-23.5%
FCF/share growth (YoY)	—
Beta	1.1
Exchange	NYSE
Sector	Financial Services
Industry	Credit Services

ALLY earnings

Next report: Jan 20, 2027 (Q4 2026, EPS estimate $1.36). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 20, 2026	$1.34	$1.33	+0.8%	$2.58B
Q2 2026	Jul 21, 2026	$1.21	$1.22	-0.8%	$2.54B
Q1 2026	Apr 17, 2026	$1.11	$0.94	+18.1%	$2.35B
Q4 2025	Jan 21, 2026	$1.09	$1.02	+6.9%	$2.36B

ALLY analyst price target

Median target $48.55 from 18 analysts, ranging $40.00 – $56.00.

Credit Services peers

Ticker	Company	Market cap	P/E
V	Visa	$789.94B	31.8
MA	Mastercard	$568.62B	33.1
AXP	American Express	$215.24B	18.1
COF	Capital One Financial	$121.43B	9.7
PYPL	PayPal	$49.21B	11.0
SYF	Synchrony Financial	$23.99B	7.6
AFRM	Affirm	$22.98B	9.7
SOFI	SoFi Technologies	$21.02B	30.0

Explore live ALLY data on Nama Insights →

Recent Congressional trades

Ally Financial trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Josh Gottheimer	House	Sell	$1,001 - $15,000	May 19, 2026

ALLY FAQ

Is ALLY a buy?: Nama's AI scorecard currently rates Ally Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is ALLY's P/E ratio?: Ally Financial trades at a trailing price-to-earnings ratio of 8.0.
When does ALLY report earnings?: Ally Financial's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $1.36.
What is the ALLY price target?: The median analyst price target from 18 analysts is $48.55, with a range of $40.00 – $56.00.
Is ALLY Shariah compliant?: Nama's AAOIFI-style screen reads Ally Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does ALLY pay a dividend?: Yes — Ally Financial's dividend yield is 3.7%.