Nama Insights

Sezzle (SEZL)

Financial Services · Credit Services · NASDAQ

Sezzle (SEZL) is a Financial Services company in the Credit Services industry. It has a market capitalization of $5.05B and a trailing price-to-earnings ratio of 29.1. Over the most recent reported fiscal year, revenue grew 66.1%. Nama's AI scorecard rates it Buy, 7.9 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Buy · 7.9/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Rising · +96.3% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Shariah Compliant
Passes our debt, cash and income screen; not a scholar's ruling.
Off its high
-23.6%
How far the last close sits under the highest price of the past five years.
Market cap$5.05B
Trailing P/E29.1
Price / book21.6
Price / sales9.5
FCF yield—
Dividend yield—
Gross margin72.4%
Operating margin37.8%
Net margin30.4%
Revenue growth (YoY)+66.1%
Revenue growth (3-yr annual)+53.1%
EPS growth (YoY)—
FCF/share growth (YoY)—
Beta6.7
ExchangeNASDAQ
SectorFinancial Services
IndustryCredit Services

SEZL earnings

Next report: Feb 24, 2027 (Q4 2026, EPS estimate $1.42). Beat the EPS estimate in 4 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 4, 2026 $1.37 $1.29 +6.2% $166.50M
Q2 2026 Aug 6, 2026 $1.13 $1.01 +11.9% $149.68M
Q1 2026 May 6, 2026 $1.43 $1.24 +15.3% $135.54M
Q4 2025 Feb 25, 2026 $1.21 $0.96 +26.0% $129.87M

SEZL analyst price target

Median target $165.00 from 6 analysts, ranging $150.00 – $196.00.

Credit Services peers

TickerCompanyMarket capP/E
V Visa $789.94B 31.8
MA Mastercard $568.62B 33.1
AXP American Express $215.24B 18.1
COF Capital One Financial $121.43B 9.7
PYPL PayPal $49.21B 11.0
SYF Synchrony Financial $23.99B 7.6
AFRM Affirm $22.98B 9.7
SOFI SoFi Technologies $21.02B 30.0
Explore live SEZL data on Nama Insights →

SEZL FAQ

Is SEZL a buy?
Nama's AI scorecard currently rates Sezzle Buy (7.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is SEZL's P/E ratio?
Sezzle trades at a trailing price-to-earnings ratio of 29.1.
When does SEZL report earnings?
Sezzle's next scheduled report is on Feb 24, 2027. Analysts expect EPS of $1.42.
What is the SEZL price target?
The median analyst price target from 6 analysts is $165.00, with a range of $150.00 – $196.00.
Is SEZL Shariah compliant?
Nama's AAOIFI-style screen reads Sezzle as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.