Nama's AI scorecard currently rates OneMain Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is OMF's P/E ratio?

OneMain trades at a trailing price-to-earnings ratio of 8.8.

When does OMF report earnings?

OneMain's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $1.74.

What is the OMF price target?

The median analyst price target from 14 analysts is $66.50, with a range of $56.00 – $85.00.

Is OMF Shariah compliant?

Nama's AAOIFI-style screen reads OneMain as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does OMF pay a dividend?

Yes — OneMain's dividend yield is 7.5%.

Nama Insights

OneMain (OMF)

Financial Services · Credit Services · NYSE

OneMain (OMF) is a Financial Services company in the Credit Services industry. It has a market capitalization of $6.42B and a trailing price-to-earnings ratio of 8.8. Over the most recent reported fiscal year, revenue grew 9.5%. Nama's AI scorecard rates it Hold, 5.5 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Hold · 5.5/10

The sections balance. As of Nov 7, 2026.

Momentum

Lagging · -5.5% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-22.0%

How far the last close sits under the highest price of the past five years.

Market cap	$6.42B
Trailing P/E	8.8
Price / book	1.9
Price / sales	2.2
FCF yield	—
Dividend yield	7.5%
Gross margin	78.1%
Operating margin	31.4%
Net margin	25.8%
Revenue growth (YoY)	+9.5%
Revenue growth (3-yr annual)	+5.8%
EPS growth (YoY)	+36.2%
FCF/share growth (YoY)	—
Beta	1.2
Exchange	NYSE
Sector	Financial Services
Industry	Credit Services

OMF earnings

Next report: Feb 4, 2027 (Q4 2026, EPS estimate $1.74). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 30, 2026	$1.51	$1.56	-3.2%	$1.36B
Q2 2026	Jul 29, 2026	$1.31	$1.26	+4.0%	$1.30B
Q1 2026	May 1, 2026	$1.95	$1.86	+4.8%	$1.26B
Q4 2025	Feb 5, 2026	$1.59	$1.54	+3.2%	$1.29B

OMF analyst price target

Median target $66.50 from 14 analysts, ranging $56.00 – $85.00.

Credit Services peers

Ticker	Company	Market cap	P/E
V	Visa	$789.94B	31.8
MA	Mastercard	$568.62B	33.1
AXP	American Express	$215.24B	18.1
COF	Capital One Financial	$121.43B	9.7
PYPL	PayPal	$49.21B	11.0
SYF	Synchrony Financial	$23.99B	7.6
AFRM	Affirm	$22.98B	9.7
SOFI	SoFi Technologies	$21.02B	30.0

Explore live OMF data on Nama Insights →

OMF FAQ

Is OMF a buy?: Nama's AI scorecard currently rates OneMain Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is OMF's P/E ratio?: OneMain trades at a trailing price-to-earnings ratio of 8.8.
When does OMF report earnings?: OneMain's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $1.74.
What is the OMF price target?: The median analyst price target from 14 analysts is $66.50, with a range of $56.00 – $85.00.
Is OMF Shariah compliant?: Nama's AAOIFI-style screen reads OneMain as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does OMF pay a dividend?: Yes — OneMain's dividend yield is 7.5%.