Nama's AI scorecard currently rates Nelnet Sell (4.1 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is NNI's P/E ratio?

Nelnet trades at a trailing price-to-earnings ratio of 18.2.

When does NNI report earnings?

Nelnet's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $1.78.

What is the NNI price target?

The median analyst price target from 1 analysts is $125.00, with a range of $125.00 – $125.00.

Is NNI Shariah compliant?

Nama's AAOIFI-style screen reads Nelnet as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does NNI pay a dividend?

Yes — Nelnet's dividend yield is 1.0%.

Nama Insights

Nelnet (NNI)

Financial Services · Credit Services · NYSE

Nelnet (NNI) is a Financial Services company in the Credit Services industry. It has a market capitalization of $4.67B and a trailing price-to-earnings ratio of 18.2. Over the most recent reported fiscal year, revenue grew 15.9%. Nama's AI scorecard rates it Sell, 4.1 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Sell · 4.1/10

Negative, at the mild end of Sell. As of Nov 7, 2026.

Momentum

Lagging · -4.1% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-9.6%

How far the last close sits under the highest price of the past five years.

Market cap	$4.67B
Trailing P/E	18.2
Price / book	1.2
Price / sales	3.1
FCF yield	—
Dividend yield	1.0%
Gross margin	86.1%
Operating margin	18.2%
Net margin	20.3%
Revenue growth (YoY)	+15.9%
Revenue growth (3-yr annual)	-0.9%
EPS growth (YoY)	+149.5%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NYSE
Sector	Financial Services
Industry	Credit Services

NNI earnings

Next report: Feb 25, 2027 (Q4 2026, EPS estimate $1.78). Beat the EPS estimate in 1 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 5, 2026	$1.89	$1.83	+3.3%	—
Q2 2026	Aug 6, 2026	$1.77	$2.13	-16.9%	$366.30M
Q1 2026	May 7, 2026	$1.94	$2.66	-27.1%	$362.89M
Q4 2025	Feb 26, 2026	$1.56	$1.63	-4.3%	$333.26M

NNI analyst price target

Median target $125.00 from 1 analysts, ranging $125.00 – $125.00.

Credit Services peers

Ticker	Company	Market cap	P/E
V	Visa	$789.94B	31.8
MA	Mastercard	$568.62B	33.1
AXP	American Express	$215.24B	18.1
COF	Capital One Financial	$121.43B	9.7
PYPL	PayPal	$49.21B	11.0
SYF	Synchrony Financial	$23.99B	7.6
AFRM	Affirm	$22.98B	9.7
SOFI	SoFi Technologies	$21.02B	30.0

Explore live NNI data on Nama Insights →

NNI FAQ

Is NNI a buy?: Nama's AI scorecard currently rates Nelnet Sell (4.1 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is NNI's P/E ratio?: Nelnet trades at a trailing price-to-earnings ratio of 18.2.
When does NNI report earnings?: Nelnet's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $1.78.
What is the NNI price target?: The median analyst price target from 1 analysts is $125.00, with a range of $125.00 – $125.00.
Is NNI Shariah compliant?: Nama's AAOIFI-style screen reads Nelnet as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does NNI pay a dividend?: Yes — Nelnet's dividend yield is 1.0%.