Nama Insights

Klarna Group (KLAR)

Financial Services · Credit Services · NYSE

Klarna Group (KLAR) is a Financial Services company in the Credit Services industry. It has a market capitalization of $5.16B. Over the most recent reported fiscal year, revenue grew 24.9%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the trailing band of its market.
AI scorecard
Buy · 6.3/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Trailing · -62.0% over 12 months ex. last
Bottom 20% of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-76.2%
How far the last close sits under the highest price of the past five years.
Market cap$5.16B
Trailing P/E—
Price / book2.1
Price / sales1.3
FCF yield—
Dividend yield—
Gross margin56.7%
Operating margin16.9%
Net margin-3.5%
Revenue growth (YoY)+24.9%
Revenue growth (3-yr annual)+22.6%
EPS growth (YoY)—
FCF/share growth (YoY)—
Beta—
ExchangeNYSE
SectorFinancial Services
IndustryCredit Services

KLAR earnings

Next report: Nov 17, 2026 (Q3 2026, EPS estimate -$0.13). Beat the EPS estimate in 2 of 3 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q2 2026 Aug 17, 2026 $0.03 -$0.02 +250.0% $1.04B
Q4 2025 Feb 19, 2026 -$0.02 -$0.02 +0.0% $1.08B
Q3 2025 Nov 18, 2025 -$0.07 -$0.26 +73.1% $903.00M

KLAR analyst price target

Median target $18.00 from 22 analysts, ranging $13.00 – $38.30.

Credit Services peers

TickerCompanyMarket capP/E
V Visa $789.94B 31.8
MA Mastercard $568.62B 33.1
AXP American Express $215.24B 18.1
COF Capital One Financial $121.43B 9.7
PYPL PayPal $49.21B 11.0
SYF Synchrony Financial $23.99B 7.6
AFRM Affirm $22.98B 9.7
SOFI SoFi Technologies $21.02B 30.0
Explore live KLAR data on Nama Insights →

KLAR FAQ

Is KLAR a buy?
Nama's AI scorecard currently rates Klarna Group Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
When does KLAR report earnings?
Klarna Group's next scheduled report is on Nov 17, 2026. Analysts expect EPS of -$0.13.
What is the KLAR price target?
The median analyst price target from 22 analysts is $18.00, with a range of $13.00 – $38.30.
Is KLAR Shariah compliant?
Nama's AAOIFI-style screen reads Klarna Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.