FirstCash (FCFS) is a Financial Services company in the Credit Services industry. It has a market capitalization of $7.96B and a trailing price-to-earnings ratio of 17.7. Over the most recent reported fiscal year, revenue grew 8.0%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Buy · 6.2/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Rising · +29.4% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-22.3%
How far the last close sits under the highest price of the past five years.
Market cap
$7.96B
Trailing P/E
17.7
Price / book
3.5
Price / sales
1.9
FCF yield
—
Dividend yield
1.0%
Gross margin
50.5%
Operating margin
15.5%
Net margin
9.2%
Revenue growth (YoY)
+8.0%
Revenue growth (3-yr annual)
+10.3%
EPS growth (YoY)
+30.6%
FCF/share growth (YoY)
—
Beta
0.6
Exchange
NASDAQ
Sector
Financial Services
Industry
Credit Services
FCFS earnings
Next report: Feb 4, 2027 (Q4 2026, EPS estimate $3.12).
Beat the EPS estimate in 4 of 4 recent quarters.
Quarter
Reported
EPS
Estimate
Surprise
Revenue
Q3 2026
Oct 22, 2026
$2.68
$2.63
+1.9%
$1.10B
Q2 2026
Jul 23, 2026
$2.50
$2.39
+4.6%
—
Q1 2026
Apr 23, 2026
$2.69
$2.39
+12.6%
$1.05B
Q4 2025
Feb 5, 2026
$2.64
$2.53
+4.3%
$1.06B
FCFS analyst price target
Median target $250.00 from 4 analysts, ranging $235.00 – $255.00.
Nama's AI scorecard currently rates FirstCash Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FCFS's P/E ratio?
FirstCash trades at a trailing price-to-earnings ratio of 17.7.
When does FCFS report earnings?
FirstCash's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $3.12.
What is the FCFS price target?
The median analyst price target from 4 analysts is $250.00, with a range of $235.00 – $255.00.
Is FCFS Shariah compliant?
Nama's AAOIFI-style screen reads FirstCash as Not Shariah Compliant. At least one of the three ratios or the industry test failed.