Nama Insights

First American Financial (FAF)

Financial Services · Insurance Specialty · NYSE

First American Financial (FAF) is a Financial Services company in the Insurance Specialty industry. It has a market capitalization of $6.84B and a trailing price-to-earnings ratio of 9.3. Over the most recent reported fiscal year, revenue grew 21.6%. Nama's AI scorecard rates it Hold, 5.7 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Hold · 5.7/10
The sections balance. As of Nov 7, 2026.
Momentum
Middle · +0.8% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-17.8%
How far the last close sits under the highest price of the past five years.
Market cap$6.84B
Trailing P/E9.3
Price / book1.3
Price / sales0.8
FCF yield—
Dividend yield3.6%
Gross margin63.7%
Operating margin13.1%
Net margin9.1%
Revenue growth (YoY)+21.6%
Revenue growth (3-yr annual)-0.7%
EPS growth (YoY)+37.4%
FCF/share growth (YoY)—
Beta1.3
ExchangeNYSE
SectorFinancial Services
IndustryInsurance Specialty

FAF earnings

Next report: Feb 10, 2027 (Q4 2026, EPS estimate $1.68). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 21, 2026 $1.78 $1.84 -3.3% $2.08B
Q2 2026 Jul 22, 2026 $2.08 $1.84 +13.0% $2.12B
Q1 2026 Apr 22, 2026 $1.33 $1.05 +26.7% $1.84B
Q4 2025 Feb 11, 2026 $1.99 $1.43 +39.2% $2.04B

FAF analyst price target

Median target $79.00 from 5 analysts, ranging $75.00 – $83.00.

Insurance Specialty peers

TickerCompanyMarket capP/E
RYAN Ryan Specialty $12.10B 22.0
FNF Fidelity National Financial $11.76B 8.7
AXS AXIS Capital $7.60B 8.5
ACT Enact $6.38B 9.5
ESNT Essent Group $5.70B 8.7
MTG MGIC Investment $5.69B 8.8
RDN Radian Group $4.67B 7.3
AGO Assured Guaranty $3.23B 9.2
Explore live FAF data on Nama Insights →

FAF FAQ

Is FAF a buy?
Nama's AI scorecard currently rates First American Financial Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FAF's P/E ratio?
First American Financial trades at a trailing price-to-earnings ratio of 9.3.
When does FAF report earnings?
First American Financial's next scheduled report is on Feb 10, 2027. Analysts expect EPS of $1.68.
What is the FAF price target?
The median analyst price target from 5 analysts is $79.00, with a range of $75.00 – $83.00.
Is FAF Shariah compliant?
Nama's AAOIFI-style screen reads First American Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does FAF pay a dividend?
Yes — First American Financial's dividend yield is 3.6%.