Nama's AI scorecard currently rates Essent Group Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is ESNT's P/E ratio?

Essent Group trades at a trailing price-to-earnings ratio of 8.7.

When does ESNT report earnings?

Essent Group's next scheduled report is on Feb 12, 2027. Analysts expect EPS of $1.86.

What is the ESNT price target?

The median analyst price target from 8 analysts is $72.00, with a range of $66.00 – $80.00.

Is ESNT Shariah compliant?

Nama's AAOIFI-style screen reads Essent Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does ESNT pay a dividend?

Yes — Essent Group's dividend yield is 2.2%.

Nama Insights

Essent Group (ESNT)

Financial Services · Insurance Specialty · NYSE

Essent Group (ESNT) is a Financial Services company in the Insurance Specialty industry. It has a market capitalization of $5.70B and a trailing price-to-earnings ratio of 8.7. Over the most recent reported fiscal year, revenue grew 1.7%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Buy · 6.3/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Middle · +1.8% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-11.7%

How far the last close sits under the highest price of the past five years.

Market cap	$5.70B
Trailing P/E	8.7
Price / book	1.0
Price / sales	4.3
FCF yield	—
Dividend yield	2.2%
Gross margin	76.0%
Operating margin	65.8%
Net margin	51.5%
Revenue growth (YoY)	+1.7%
Revenue growth (3-yr annual)	+8.2%
EPS growth (YoY)	+0.7%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Specialty

ESNT earnings

Next report: Feb 12, 2027 (Q4 2026, EPS estimate $1.86). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 6, 2026	$1.82	$1.87	-2.7%	—
Q2 2026	Aug 7, 2026	$2.08	$1.76	+18.2%	$362.69M
Q1 2026	May 8, 2026	$1.82	$1.72	+5.8%	$336.07M
Q4 2025	Feb 13, 2026	$1.60	$1.74	-8.1%	$319.35M

ESNT analyst price target

Median target $72.00 from 8 analysts, ranging $66.00 – $80.00.

Insurance Specialty peers

Ticker	Company	Market cap	P/E
RYAN	Ryan Specialty	$12.10B	22.0
FNF	Fidelity National Financial	$11.76B	8.7
AXS	AXIS Capital	$7.60B	8.5
FAF	First American Financial	$6.84B	9.3
ACT	Enact	$6.38B	9.5
MTG	MGIC Investment	$5.69B	8.8
RDN	Radian Group	$4.67B	7.3
AGO	Assured Guaranty	$3.23B	9.2

Explore live ESNT data on Nama Insights →

Recent Congressional trades

Essent Group trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Lisa McClain	House	Sell	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025

ESNT FAQ

Is ESNT a buy?: Nama's AI scorecard currently rates Essent Group Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is ESNT's P/E ratio?: Essent Group trades at a trailing price-to-earnings ratio of 8.7.
When does ESNT report earnings?: Essent Group's next scheduled report is on Feb 12, 2027. Analysts expect EPS of $1.86.
What is the ESNT price target?: The median analyst price target from 8 analysts is $72.00, with a range of $66.00 – $80.00.
Is ESNT Shariah compliant?: Nama's AAOIFI-style screen reads Essent Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does ESNT pay a dividend?: Yes — Essent Group's dividend yield is 2.2%.