Nama Insights

Enact (ACT)

Financial Services · Insurance Specialty · NASDAQ

Enact (ACT) is a Financial Services company in the Insurance Specialty industry. It has a market capitalization of $6.38B and a trailing price-to-earnings ratio of 9.5. Over the most recent reported fiscal year, revenue grew 2.8%. Nama's AI scorecard rates it Hold, 4.8 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Hold · 4.8/10
The sections balance. As of Nov 7, 2026.
Momentum
Leading · +24.7% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-8.2%
How far the last close sits under the highest price of the past five years.
Market cap$6.38B
Trailing P/E9.5
Price / book1.2
Price / sales5.1
FCF yield—
Dividend yield2.1%
Gross margin73.2%
Operating margin—
Net margin54.5%
Revenue growth (YoY)+2.8%
Revenue growth (3-yr annual)+4.1%
EPS growth (YoY)+0.9%
FCF/share growth (YoY)—
Beta0.5
ExchangeNASDAQ
SectorFinancial Services
IndustryInsurance Specialty

ACT earnings

Next report: Feb 9, 2027 (Q4 2026, EPS estimate $1.18). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 4, 2026 $1.19 $1.20 -0.8% —
Q2 2026 Aug 5, 2026 $1.26 $1.19 +5.9% $317.31M
Q1 2026 May 5, 2026 $1.21 $1.20 +0.8% $312.08M
Q4 2025 Feb 3, 2026 $1.23 $1.10 +11.8% $312.71M

ACT analyst price target

Median target $49.00 from 5 analysts, ranging $42.00 – $51.00.

Insurance Specialty peers

TickerCompanyMarket capP/E
RYAN Ryan Specialty $12.10B 22.0
FNF Fidelity National Financial $11.76B 8.7
AXS AXIS Capital $7.60B 8.5
FAF First American Financial $6.84B 9.3
ESNT Essent Group $5.70B 8.7
MTG MGIC Investment $5.69B 8.8
RDN Radian Group $4.67B 7.3
AGO Assured Guaranty $3.23B 9.2
Explore live ACT data on Nama Insights →

Recent Congressional trades

Enact trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
John F Reed Senate Sell $1,001 - $15,000 —
John F Reed Senate Buy $1,001 - $15,000 —
John F Reed Senate Buy $1,001 - $15,000 —

ACT FAQ

Is ACT a buy?
Nama's AI scorecard currently rates Enact Hold (4.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is ACT's P/E ratio?
Enact trades at a trailing price-to-earnings ratio of 9.5.
When does ACT report earnings?
Enact's next scheduled report is on Feb 9, 2027. Analysts expect EPS of $1.18.
What is the ACT price target?
The median analyst price target from 5 analysts is $49.00, with a range of $42.00 – $51.00.
Is ACT Shariah compliant?
Nama's AAOIFI-style screen reads Enact as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does ACT pay a dividend?
Yes — Enact's dividend yield is 2.1%.