Nama's AI scorecard currently rates EZCORP Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is EZPW's P/E ratio?

EZCORP trades at a trailing price-to-earnings ratio of 14.7.

When does EZPW report earnings?

EZCORP's next scheduled report is on Nov 18, 2026. Analysts expect EPS of $0.43.

What is the EZPW price target?

The median analyst price target from 5 analysts is $40.00, with a range of $36.00 – $45.00.

Is EZPW Shariah compliant?

Nama's AAOIFI-style screen reads EZCORP as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

EZCORP (EZPW)

Financial Services · Credit Services · NASDAQ

EZCORP (EZPW) is a Financial Services company in the Credit Services industry. It has a market capitalization of $1.75B and a trailing price-to-earnings ratio of 14.7. Over the most recent reported fiscal year, revenue grew 9.7%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Leading · +72.8% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-23.1%

How far the last close sits under the highest price of the past five years.

Market cap	$1.75B
Trailing P/E	14.7
Price / book	1.5
Price / sales	1.1
FCF yield	—
Dividend yield	—
Gross margin	58.5%
Operating margin	13.9%
Net margin	10.0%
Revenue growth (YoY)	+9.7%
Revenue growth (3-yr annual)	+12.9%
EPS growth (YoY)	+26.6%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NASDAQ
Sector	Financial Services
Industry	Credit Services

EZPW earnings

Next report: Nov 18, 2026 (Q4 2026, EPS estimate $0.43). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Aug 5, 2026	$0.47	$0.41	+14.6%	$418.75M
Q2 2026	May 6, 2026	$0.58	$0.41	+41.5%	$446.88M
Q1 2026	Feb 4, 2026	$0.55	$0.43	+27.9%	$382.02M
Q4 2025	Nov 13, 2025	$0.34	$0.30	+13.3%	$336.81M

EZPW analyst price target

Median target $40.00 from 5 analysts, ranging $36.00 – $45.00.

Credit Services peers

Ticker	Company	Market cap	P/E
V	Visa	$789.94B	31.8
MA	Mastercard	$568.62B	33.1
AXP	American Express	$215.24B	18.1
COF	Capital One Financial	$121.43B	9.7
PYPL	PayPal	$49.21B	11.0
SYF	Synchrony Financial	$23.99B	7.6
AFRM	Affirm	$22.98B	9.7
SOFI	SoFi Technologies	$21.02B	30.0

Explore live EZPW data on Nama Insights →

EZPW FAQ

Is EZPW a buy?: Nama's AI scorecard currently rates EZCORP Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is EZPW's P/E ratio?: EZCORP trades at a trailing price-to-earnings ratio of 14.7.
When does EZPW report earnings?: EZCORP's next scheduled report is on Nov 18, 2026. Analysts expect EPS of $0.43.
What is the EZPW price target?: The median analyst price target from 5 analysts is $40.00, with a range of $36.00 – $45.00.
Is EZPW Shariah compliant?: Nama's AAOIFI-style screen reads EZCORP as Not Shariah Compliant. At least one of the three ratios or the industry test failed.