Nama Insights

Union Pacific (UNP)

Industrials · Railroads · NYSE

S&P 500
Union Pacific (UNP) is a Industrials company in the Railroads industry. It has a market capitalization of $172.38B, a trailing price-to-earnings ratio of 22.8 and a free-cash-flow yield of 3.2%. Over the most recent reported fiscal year, revenue grew 1.1% and free cash flow per share fell 4.7%. Nama's AI scorecard rates it Buy, 6.6 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 6.6/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Leading · +26.0% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Shariah Compliant
Passes our debt, cash and income screen; not a scholar's ruling.
Off its high
-8.2%
How far the last close sits under the highest price of the past five years.
Market cap$172.38B
Trailing P/E22.8
Price / book7.8
Price / sales6.5
FCF yield3.2%
Dividend yield2.0%
Gross margin45.5%
Operating margin40.1%
Net margin28.9%
Revenue growth (YoY)+1.1%
Revenue growth (3-yr annual)-0.5%
EPS growth (YoY)+4.6%
FCF/share growth (YoY)-4.7%
Beta0.9
ExchangeNYSE
SectorIndustrials
IndustryRailroads

UNP earnings

Next report: Jan 26, 2027 (Q4 2026, EPS estimate $3.31). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 22, 2026 $3.53 $3.48 +1.4% $7.20B
Q2 2026 Jul 23, 2026 $3.41 $3.24 +5.2% $6.86B
Q1 2026 Apr 23, 2026 $2.93 $2.86 +2.5% $6.22B
Q4 2025 Jan 27, 2026 $2.86 $2.87 -0.3% $6.08B

UNP analyst price target

Median target $336.50 from 24 analysts, ranging $245.00 – $375.00.

Railroads peers

TickerCompanyMarket capP/E
CSX CSX $90.99B 25.4
CP Canadian Pacific Kansas City $80.15B 26.2
CNI Canadian National Railway $74.40B 21.4
NSC Norfolk Southern $71.86B 24.6
WAB Westinghouse Air Brake Technologies $47.59B 27.3
TRN Trinity Industries $2.30B 7.1
GBX Greenbrier Companies $1.29B 16.0
Explore live UNP data on Nama Insights →

Recent Congressional trades

Union Pacific trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Alan Armstrong Senate Buy $15,001 - $50,000 Jul 21, 2026
Julie Johnson House Sell $1,001 - $15,000 Jan 15, 2026
Julie Johnson House Sell $1,001 - $15,000 Dec 11, 2025
Scott Scott Franklin House Buy $1,001 - $15,000 Oct 22, 2025
Scott Scott Franklin House Buy $1,001 - $15,000 Oct 22, 2025
Scott Scott Franklin House Buy $50,001 - $100,000 Oct 22, 2025
Lisa McClain House Sell $1,001 - $15,000 Sep 12, 2025
Julie Johnson House Sell $1,001 - $15,000 Sep 11, 2025
Ritchie John Torres House Sell $1,001 - $15,000 Aug 20, 2025
Ritchie John Torres House Buy $1,001 - $15,000 Aug 20, 2025
Lisa McClain House Buy $1,001 - $15,000 Aug 13, 2025
Adam Smith House Sell $1,001 - $15,000 Aug 8, 2025

UNP FAQ

Is UNP a buy?
Nama's AI scorecard currently rates Union Pacific Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is UNP's P/E ratio?
Union Pacific trades at a trailing price-to-earnings ratio of 22.8.
When does UNP report earnings?
Union Pacific's next scheduled report is on Jan 26, 2027. Analysts expect EPS of $3.31.
What is the UNP price target?
The median analyst price target from 24 analysts is $336.50, with a range of $245.00 – $375.00.
Is UNP Shariah compliant?
Nama's AAOIFI-style screen reads Union Pacific as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.
Does UNP pay a dividend?
Yes — Union Pacific's dividend yield is 2.0%.