Nama's AI scorecard currently rates Toast Buy (7.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is TOST's P/E ratio?

Toast trades at a trailing price-to-earnings ratio of 26.7.

When does TOST report earnings?

Toast's next scheduled report is on Feb 11, 2027. Analysts expect EPS of $0.36.

What is the TOST price target?

The median analyst price target from 27 analysts is $39.00, with a range of $27.00 – $45.00.

Is TOST Shariah compliant?

Nama's AAOIFI-style screen reads Toast as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Nama Insights

Toast (TOST)

Technology · Software Infrastructure · NYSE

Toast (TOST) is a Technology company in the Software Infrastructure industry. It has a market capitalization of $20.14B, a trailing price-to-earnings ratio of 26.7 and a free-cash-flow yield of 2.9%. Over the most recent reported fiscal year, revenue grew 24.1% and free cash flow per share grew 93.5%. Nama's AI scorecard rates it Buy, 7.5 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 7.5/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Lagging · -16.0% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-43.9%

How far the last close sits under the highest price of the past five years.

Market cap	$20.14B
Trailing P/E	26.7
Price / book	9.8
Price / sales	3.0
FCF yield	2.9%
Dividend yield	—
Gross margin	26.7%
Operating margin	6.4%
Net margin	7.1%
Revenue growth (YoY)	+24.1%
Revenue growth (3-yr annual)	+31.1%
EPS growth (YoY)	+63.9%
FCF/share growth (YoY)	+93.5%
Beta	1.7
Exchange	NYSE
Sector	Technology
Industry	Software Infrastructure

TOST earnings

Next report: Feb 11, 2027 (Q4 2026, EPS estimate $0.36). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 3, 2026	$0.38	$0.37	+2.7%	$1.98B
Q2 2026	Aug 4, 2026	$0.36	$0.32	+12.5%	$1.91B
Q1 2026	May 7, 2026	$0.29	$0.27	+7.4%	$1.63B
Q4 2025	Feb 12, 2026	$0.27	$0.24	+12.5%	$1.63B

TOST analyst price target

Median target $39.00 from 27 analysts, ranging $27.00 – $45.00.

Software Infrastructure peers

Ticker	Company	Market cap	P/E
MSFT	Microsoft	$3.94T	29.4
PLTR	Palantir Technologies	$386.44B	112.2
ORCL	Oracle	$361.97B	14.4
PANW	Palo Alto Networks	$256.86B	81.9
CRWD	CrowdStrike	$222.09B	195.4
NET	Cloudflare	$95.70B	224.0
FTNT	Fortinet	$87.31B	34.5
SNPS	Synopsys	$86.32B	32.3

Explore live TOST data on Nama Insights →

Recent Congressional trades

Toast trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Thomas H. Kean	House	Buy	$1,001 - $15,000	Aug 18, 2026

TOST FAQ

Is TOST a buy?: Nama's AI scorecard currently rates Toast Buy (7.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is TOST's P/E ratio?: Toast trades at a trailing price-to-earnings ratio of 26.7.
When does TOST report earnings?: Toast's next scheduled report is on Feb 11, 2027. Analysts expect EPS of $0.36.
What is the TOST price target?: The median analyst price target from 27 analysts is $39.00, with a range of $27.00 – $45.00.
Is TOST Shariah compliant?: Nama's AAOIFI-style screen reads Toast as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.