PayPay (PAYP) is a Technology company in the Software Infrastructure industry. It has a market capitalization of $10.10B and a free-cash-flow yield of 23.1%. Over the most recent reported fiscal year, revenue grew 25.9% and free cash flow per share grew 172.4%. Nama's AI scorecard rates it Buy, 7.8 out of 10.
AI scorecard
Buy · 7.8/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-40.1%
How far the last close sits under the highest price of the past five years.
Market cap
$10.10B
Trailing P/E
—
Price / book
3.9
Price / sales
4.0
FCF yield
23.1%
Dividend yield
—
Gross margin
87.5%
Operating margin
30.8%
Net margin
31.5%
Revenue growth (YoY)
+25.9%
Revenue growth (3-yr annual)
+23.1%
EPS growth (YoY)
—
FCF/share growth (YoY)
+172.4%
Beta
—
Exchange
NASDAQ
Sector
Technology
Industry
Software Infrastructure
PAYP earnings
Next report: Jan 29, 2027 (Q3 2027, EPS estimate $0.20).
Beat the EPS estimate in 0 of 3 recent quarters.
Quarter
Reported
EPS
Estimate
Surprise
Revenue
Q2 2027
Nov 3, 2026
$0.16
$0.20
-18.1%
$727.04M
Q1 2027
Jul 30, 2026
$0.17
$0.17
+3.0%
$664.18M
Q4 2026
May 6, 2026
$0.13
$0.15
-10.1%
$623.41M
PAYP analyst price target
Median target $23.12 from 13 analysts, ranging $16.94 – $31.69.
Nama's AI scorecard currently rates PayPay Buy (7.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
When does PAYP report earnings?
PayPay's next scheduled report is on Jan 29, 2027. Analysts expect EPS of $0.20.
What is the PAYP price target?
The median analyst price target from 13 analysts is $23.12, with a range of $16.94 – $31.69.
Is PAYP Shariah compliant?
Nama's AAOIFI-style screen reads PayPay as Not Shariah Compliant. At least one of the three ratios or the industry test failed.