Nama Insights

Payoneer Global (PAYO)

Technology · Software Infrastructure · NASDAQ

Payoneer Global (PAYO) is a Technology company in the Software Infrastructure industry. It has a market capitalization of $2.42B, a trailing price-to-earnings ratio of 31.1 and a free-cash-flow yield of 5.5%. Over the most recent reported fiscal year, revenue grew 13.9% and free cash flow per share grew 28.2%. Nama's AI scorecard rates it Hold, 4.8 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Hold · 4.8/10
The sections balance. As of Nov 7, 2026.
Momentum
Rising · +35.9% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Shariah Compliant
Passes our debt, cash and income screen; not a scholar's ruling.
Off its high
-36.7%
How far the last close sits under the highest price of the past five years.
Market cap$2.42B
Trailing P/E31.1
Price / book3.7
Price / sales2.2
FCF yield5.5%
Dividend yield—
Gross margin85.4%
Operating margin6.2%
Net margin4.7%
Revenue growth (YoY)+13.9%
Revenue growth (3-yr annual)+12.8%
EPS growth (YoY)-10.5%
FCF/share growth (YoY)+28.2%
Beta0.9
ExchangeNASDAQ
SectorTechnology
IndustrySoftware Infrastructure

PAYO earnings

Next report: Feb 25, 2027 (Q4 2026, EPS estimate $0.09). Beat the EPS estimate in 2 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 5, 2026 $0.05 $0.08 -37.5% —
Q2 2026 Aug 6, 2026 $0.03 $0.06 -50.0% $222.15M
Q1 2026 May 7, 2026 $0.06 $0.02 +200.0% $210.06M
Q4 2025 Feb 26, 2026 $0.09 $0.07 +28.6% $218.92M

PAYO analyst price target

Median target $7.40 from 4 analysts, ranging $7.40 – $7.40.

Software Infrastructure peers

TickerCompanyMarket capP/E
MSFT Microsoft $3.94T 29.4
PLTR Palantir Technologies $386.44B 112.2
ORCL Oracle $361.97B 14.4
PANW Palo Alto Networks $256.86B 81.9
CRWD CrowdStrike $222.09B 195.4
NET Cloudflare $95.70B 224.0
FTNT Fortinet $87.31B 34.5
SNPS Synopsys $86.32B 32.3
Explore live PAYO data on Nama Insights →

PAYO FAQ

Is PAYO a buy?
Nama's AI scorecard currently rates Payoneer Global Hold (4.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is PAYO's P/E ratio?
Payoneer Global trades at a trailing price-to-earnings ratio of 31.1.
When does PAYO report earnings?
Payoneer Global's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $0.09.
What is the PAYO price target?
The median analyst price target from 4 analysts is $7.40, with a range of $7.40 – $7.40.
Is PAYO Shariah compliant?
Nama's AAOIFI-style screen reads Payoneer Global as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.