Nama Insights

Bank of N.T. Butterfield & Son (NTB)

Financial Services · Banks Diversified · NYSE

Bank of N.T. Butterfield & Son (NTB) is a Financial Services company in the Banks Diversified industry. It has a market capitalization of $2.17B and a trailing price-to-earnings ratio of 8.8. Over the most recent reported fiscal year, revenue grew 4.3%. Nama's AI scorecard rates it Buy, 8.4 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 8.4/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Leading · +25.5% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-14.7%
How far the last close sits under the highest price of the past five years.
Market cap$2.17B
Trailing P/E8.8
Price / book1.9
Price / sales3.4
FCF yield—
Dividend yield3.6%
Gross margin0.0%
Operating margin—
Net margin37.0%
Revenue growth (YoY)+4.3%
Revenue growth (3-yr annual)+3.2%
EPS growth (YoY)+17.4%
FCF/share growth (YoY)—
Beta0.5
ExchangeNYSE
SectorFinancial Services
IndustryBanks Diversified

NTB earnings

Next report: Feb 8, 2027 (Q4 2026, EPS estimate $1.60). Beat the EPS estimate in 4 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 27, 2026 $1.58 $1.57 +0.6% —
Q2 2026 Jul 27, 2026 $1.58 $1.51 +4.6% $159.95M
Q1 2026 Apr 28, 2026 $1.55 $1.40 +10.7% $155.93M
Q4 2025 Feb 9, 2026 $1.54 $1.47 +4.8% $158.70M

NTB analyst price target

Median target $65.00 from 3 analysts, ranging $65.00 – $68.00.

Banks Diversified peers

TickerCompanyMarket capP/E
JPM JPMorgan Chase $888.27B 14.9
BAC Bank of America $341.01B 11.7
HSBC HSBC Holdings $297.73B 10.4
RY Royal Bank of Canada $278.49B 17.5
WFC Wells Fargo $251.98B 11.9
MUFG Mitsubishi UFJ Financial Group $236.03B 14.0
TD Toronto-Dominion Bank $199.88B 18.2
C Citigroup $197.05B 11.6
Explore live NTB data on Nama Insights →

NTB FAQ

Is NTB a buy?
Nama's AI scorecard currently rates Bank of N.T. Butterfield & Son Buy (8.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is NTB's P/E ratio?
Bank of N.T. Butterfield & Son trades at a trailing price-to-earnings ratio of 8.8.
When does NTB report earnings?
Bank of N.T. Butterfield & Son's next scheduled report is on Feb 8, 2027. Analysts expect EPS of $1.60.
What is the NTB price target?
The median analyst price target from 3 analysts is $65.00, with a range of $65.00 – $68.00.
Is NTB Shariah compliant?
Nama's AAOIFI-style screen reads Bank of N.T. Butterfield & Son as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does NTB pay a dividend?
Yes — Bank of N.T. Butterfield & Son's dividend yield is 3.6%.