Nama Insights

Citigroup (C)

Financial Services · Banks Diversified · NYSE

S&P 500
Citigroup (C) is a Financial Services company in the Banks Diversified industry. It has a market capitalization of $197.05B and a trailing price-to-earnings ratio of 11.6. Over the most recent reported fiscal year, revenue grew 5.6%. Nama's AI scorecard rates it Buy, 7.3 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Buy · 7.3/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Rising · +26.3% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-19.5%
How far the last close sits under the highest price of the past five years.
Market cap$197.05B
Trailing P/E11.6
Price / book0.9
Price / sales2.4
FCF yield—
Dividend yield2.2%
Gross margin0.0%
Operating margin—
Net margin23.2%
Revenue growth (YoY)+5.6%
Revenue growth (3-yr annual)+4.6%
EPS growth (YoY)+20.6%
FCF/share growth (YoY)—
Beta1.1
ExchangeNYSE
SectorFinancial Services
IndustryBanks Diversified

C earnings

Next report: Jan 14, 2027 (Q4 2026, EPS estimate $2.30). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 13, 2026 $2.83 $2.62 +8.0% —
Q2 2026 Jul 14, 2026 $3.14 $2.71 +15.9% $24.77B
Q1 2026 Apr 14, 2026 $3.06 $2.60 +17.7% $24.66B
Q4 2025 Jan 14, 2026 $1.24 $1.62 -23.5% $19.67B

C analyst price target

Median target $150.00 from 21 analysts, ranging $127.00 – $170.00.

Banks Diversified peers

TickerCompanyMarket capP/E
JPM JPMorgan Chase $888.27B 14.9
BAC Bank of America $341.01B 11.7
HSBC HSBC Holdings $297.73B 10.4
RY Royal Bank of Canada $278.49B 17.5
WFC Wells Fargo $251.98B 11.9
MUFG Mitsubishi UFJ Financial Group $236.03B 14.0
TD Toronto-Dominion Bank $199.88B 18.2
SAN Banco Santander $169.27B 10.7
Explore live C data on Nama Insights →

Recent Congressional trades

Citigroup trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Alan Armstrong Senate Buy $15,001 - $50,000 Jul 21, 2026
Maria Elvira Salazar House Buy $1,001 - $15,000 Apr 21, 2026
Jonathan Jackson House Buy $1,001 - $15,000 Mar 12, 2026
Jonathan Jackson House Buy $50,001 - $100,000 Mar 12, 2026
Jonathan Jackson House Buy $15,001 - $50,000 Feb 23, 2026
Julia Letlow House Buy $1,001 - $15,000 Jan 13, 2026
Adam Smith House Sell $1,001 - $15,000 Aug 8, 2025
George Whitesides House Sell $15,001 - $50,000 Apr 23, 2025
David P. Joyce House Sell $1,001 - $15,000 Aug 6, 2024
Greg Stanton House Sell $1,001 - $15,000 Nov 9, 2023
Greg Stanton House Buy $1,001 - $15,000 Nov 9, 2023
Lois Frankel House Sell $1,001 - $15,000 Oct 10, 2023

C FAQ

Is C a buy?
Nama's AI scorecard currently rates Citigroup Buy (7.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is C's P/E ratio?
Citigroup trades at a trailing price-to-earnings ratio of 11.6.
When does C report earnings?
Citigroup's next scheduled report is on Jan 14, 2027. Analysts expect EPS of $2.30.
What is the C price target?
The median analyst price target from 21 analysts is $150.00, with a range of $127.00 – $170.00.
Is C Shariah compliant?
Nama's AAOIFI-style screen reads Citigroup as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does C pay a dividend?
Yes — Citigroup's dividend yield is 2.2%.