Nama's AI scorecard currently rates Neptune Insurance Buy (7.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is NP's P/E ratio?

Neptune Insurance trades at a trailing price-to-earnings ratio of 54.7.

When does NP report earnings?

Neptune Insurance's next scheduled report is on Feb 17, 2027. Analysts expect EPS of $0.15.

What is the NP price target?

The median analyst price target from 13 analysts is $33.00, with a range of $31.00 – $39.00.

Is NP Shariah compliant?

Nama's AAOIFI-style screen reads Neptune Insurance as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

Neptune Insurance (NP)

Financial Services · Insurance Brokers · NYSE

Neptune Insurance (NP) is a Financial Services company in the Insurance Brokers industry. It has a market capitalization of $3.86B, a trailing price-to-earnings ratio of 54.7 and a free-cash-flow yield of 1.6%. Over the most recent reported fiscal year, revenue grew 33.7% and free cash flow per share grew 33.5%. Nama's AI scorecard rates it Buy, 7.5 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Buy · 7.5/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Middle · +10.2% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-49.8%

How far the last close sits under the highest price of the past five years.

Market cap	$3.86B
Trailing P/E	54.7
Price / book	—
Price / sales	19.5
FCF yield	1.6%
Dividend yield	—
Gross margin	50.8%
Operating margin	41.5%
Net margin	22.7%
Revenue growth (YoY)	+33.7%
Revenue growth (3-yr annual)	—
EPS growth (YoY)	—
FCF/share growth (YoY)	+33.5%
Beta	—
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Brokers

NP earnings

Next report: Feb 17, 2027 (Q4 2026, EPS estimate $0.15). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 20, 2026	$0.17	$0.16	+6.2%	$59.57M
Q2 2026	Jul 21, 2026	$0.15	$0.14	+7.1%	$55.87M
Q1 2026	Apr 22, 2026	$0.09	$0.10	-10.0%	$37.80M
Q4 2025	Feb 18, 2026	$0.10	$0.10	+0.0%	$43.77M

NP analyst price target

Median target $33.00 from 13 analysts, ranging $31.00 – $39.00.

Insurance Brokers peers

Ticker	Company	Market cap	P/E
MRSH	Marsh & McLennan Companies	$97.39B	19.7
AJG	Arthur J. Gallagher	$72.21B	22.2
AON	Aon	$71.03B	18.1
WTW	Willis Towers Watson Public	$30.33B	17.5
BRO	Brown & Brown	$23.92B	16.2
ERIE	Erie Indemnity	$14.28B	21.6
BWIN	Baldwin Insurance Group	$4.50B	17.4
ARX	Accelerant	$4.32B	17.9

Explore live NP data on Nama Insights →

NP FAQ

Is NP a buy?: Nama's AI scorecard currently rates Neptune Insurance Buy (7.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is NP's P/E ratio?: Neptune Insurance trades at a trailing price-to-earnings ratio of 54.7.
When does NP report earnings?: Neptune Insurance's next scheduled report is on Feb 17, 2027. Analysts expect EPS of $0.15.
What is the NP price target?: The median analyst price target from 13 analysts is $33.00, with a range of $31.00 – $39.00.
Is NP Shariah compliant?: Nama's AAOIFI-style screen reads Neptune Insurance as Not Shariah Compliant. At least one of the three ratios or the industry test failed.