Nama Insights

Baldwin Insurance Group (BWIN)

Financial Services · Insurance Brokers · NASDAQ

Baldwin Insurance Group (BWIN) is a Financial Services company in the Insurance Brokers industry. It has a market capitalization of $4.50B, a trailing price-to-earnings ratio of 17.4 and a free-cash-flow yield of -3.2%. Over the most recent reported fiscal year, revenue grew 8.2% and free cash flow per share fell 719.0%. Nama's AI scorecard rates it Sell, 3.6 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Sell · 3.6/10
Negative, at the mild end of Sell. As of Nov 7, 2026.
Momentum
Middle · +23.4% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-42.7%
How far the last close sits under the highest price of the past five years.
Market cap$4.50B
Trailing P/E17.4
Price / book5.0
Price / sales2.6
FCF yield-3.2%
Dividend yield—
Gross margin29.7%
Operating margin-6.2%
Net margin-4.7%
Revenue growth (YoY)+8.2%
Revenue growth (3-yr annual)+15.4%
EPS growth (YoY)+12.7%
FCF/share growth (YoY)-719.0%
Beta1.0
ExchangeNASDAQ
SectorFinancial Services
IndustryInsurance Brokers

BWIN earnings

Beat the EPS estimate in 2 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 27, 2026 $0.42 $0.43 -2.3% —
Q2 2026 Jul 30, 2026 $0.48 $0.47 +2.1% $488.14M
Q1 2026 May 4, 2026 $0.63 $0.63 +0.0% $528.45M
Q4 2025 Feb 26, 2026 $0.31 $0.29 +6.9% $342.90M

BWIN analyst price target

Median target $32.50 from 6 analysts, ranging $32.00 – $32.50.

Insurance Brokers peers

TickerCompanyMarket capP/E
MRSH Marsh & McLennan Companies $97.39B 19.7
AJG Arthur J. Gallagher $72.21B 22.2
AON Aon $71.03B 18.1
WTW Willis Towers Watson Public $30.33B 17.5
BRO Brown & Brown $23.92B 16.2
ERIE Erie Indemnity $14.28B 21.6
ARX Accelerant $4.32B 17.9
CRVL CorVel $4.20B 169.7
Explore live BWIN data on Nama Insights →

Recent Congressional trades

Baldwin Insurance Group trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Gilbert Cisneros House Sell $1,001 - $15,000 Nov 18, 2025
Josh Gottheimer House Sell $1,001 - $15,000 Oct 15, 2025
Scott Scott Franklin House Sell $500,001 - $1,000,000 Apr 17, 2025
Scott Scott Franklin House Sell $1,000,001 - $5,000,000 Feb 23, 2025
Scott Scott Franklin House Sell $15,001 - $50,000 Feb 23, 2025
Josh Gottheimer House Buy $1,001 - $15,000 Jun 8, 2024

BWIN FAQ

Is BWIN a buy?
Nama's AI scorecard currently rates Baldwin Insurance Group Sell (3.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is BWIN's P/E ratio?
Baldwin Insurance Group trades at a trailing price-to-earnings ratio of 17.4.
What is the BWIN price target?
The median analyst price target from 6 analysts is $32.50, with a range of $32.00 – $32.50.
Is BWIN Shariah compliant?
Nama's AAOIFI-style screen reads Baldwin Insurance Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.