Joint Stock Company Kaspi.kz (KSPI) is a Technology company in the Software Infrastructure industry. It has a market capitalization of $17.42B, a trailing price-to-earnings ratio of 0.0 and a free-cash-flow yield of 6.2%. Over the most recent reported fiscal year, revenue grew 59.8% and free cash flow per share grew 0.8%. Nama's AI scorecard rates it Buy, 7.8 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Buy · 7.8/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Rising · +28.0% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-36.2%
How far the last close sits under the highest price of the past five years.
Market cap
$17.42B
Trailing P/E
0.0
Price / book
2.9
Price / sales
—
FCF yield
6.2%
Dividend yield
6.3%
Gross margin
51.8%
Operating margin
36.4%
Net margin
24.3%
Revenue growth (YoY)
+59.8%
Revenue growth (3-yr annual)
+47.5%
EPS growth (YoY)
+3.0%
FCF/share growth (YoY)
+0.8%
Beta
0.2
Exchange
NASDAQ
Sector
Technology
Industry
Software Infrastructure
KSPI earnings
Next report: Nov 9, 2026 (Q3 2026, EPS estimate $1,420.40).
Beat the EPS estimate in 2 of 4 recent quarters.
Quarter
Reported
EPS
Estimate
Surprise
Revenue
Q2 2026
Aug 12, 2026
$1,346.00
$1,340.10
+0.4%
$2.43B
Q1 2026
May 14, 2026
$1,335.65
$1,226.71
+8.9%
$2.33B
Q4 2025
Mar 13, 2026
$1,470.00
$1,609.42
-8.7%
$2.52B
Q3 2025
Nov 13, 2025
$1,458.00
$1,571.18
-7.2%
$2.42B
KSPI analyst price target
Median target $104.04 from 7 analysts, ranging $83.82 – $135.45.
Nama's AI scorecard currently rates Joint Stock Company Kaspi.kz Buy (7.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is KSPI's P/E ratio?
Joint Stock Company Kaspi.kz trades at a trailing price-to-earnings ratio of 0.0.
When does KSPI report earnings?
Joint Stock Company Kaspi.kz's next scheduled report is on Nov 9, 2026. Analysts expect EPS of $1,420.40.
What is the KSPI price target?
The median analyst price target from 7 analysts is $104.04, with a range of $83.82 – $135.45.
Is KSPI Shariah compliant?
Nama's AAOIFI-style screen reads Joint Stock Company Kaspi.kz as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does KSPI pay a dividend?
Yes — Joint Stock Company Kaspi.kz's dividend yield is 6.3%.