Nama Insights

H&R Block (HRB)

Consumer Cyclical · Personal Services · NYSE

H&R Block (HRB) is a Consumer Cyclical company in the Personal Services industry. It has a market capitalization of $6.45B, a trailing price-to-earnings ratio of 9.8 and a free-cash-flow yield of 11.1%. Over the most recent reported fiscal year, revenue grew 4.9% and free cash flow per share grew 34.6%. Nama's AI scorecard rates it Buy, 8.2 out of 10. On 12-month momentum it ranks in the lagging band of its market.
AI scorecard
Buy · 8.2/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Lagging · -16.1% over 12 months ex. last
Second-worst fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-23.0%
How far the last close sits under the highest price of the past five years.
Market cap$6.45B
Trailing P/E9.8
Price / book55.5
Price / sales1.6
FCF yield11.1%
Dividend yield3.5%
Gross margin44.3%
Operating margin23.0%
Net margin18.6%
Revenue growth (YoY)+4.9%
Revenue growth (3-yr annual)+4.3%
EPS growth (YoY)+12.8%
FCF/share growth (YoY)+34.6%
Beta0.4
ExchangeNYSE
SectorConsumer Cyclical
IndustryPersonal Services

HRB earnings

Next report: Nov 9, 2026 (Q1 2027, EPS estimate -$1.45). Beat the EPS estimate in 4 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q4 2026 Aug 11, 2026 $2.38 $2.21 +7.7% $1.14B
Q3 2026 May 6, 2026 $6.02 $5.77 +4.3% $2.40B
Q2 2026 Feb 3, 2026 -$1.84 -$1.89 +2.6% $198.87M
Q1 2026 Nov 6, 2025 -$1.20 -$1.35 +11.1% $203.55M

HRB analyst price target

Median target $59.00 from 3 analysts, ranging $36.00 – $60.00.

Personal Services peers

TickerCompanyMarket capP/E
ROL Rollins $18.26B 33.0
SCI Service Corporation International $10.02B 18.5
FTDR Frontdoor $6.69B 20.7
BFAM Bright Horizons Family Solutions $2.57B 10.6
ANDG Andersen Group $1.21B —
Explore live HRB data on Nama Insights →

Recent Congressional trades

H&R Block trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Valerie Hoyle House Sell $1,001 - $15,000 Oct 10, 2025
Valerie Hoyle House Buy $1,001 - $15,000 Sep 12, 2025

HRB FAQ

Is HRB a buy?
Nama's AI scorecard currently rates H&R Block Buy (8.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is HRB's P/E ratio?
H&R Block trades at a trailing price-to-earnings ratio of 9.8.
When does HRB report earnings?
H&R Block's next scheduled report is on Nov 9, 2026. Analysts expect EPS of -$1.45.
What is the HRB price target?
The median analyst price target from 3 analysts is $59.00, with a range of $36.00 – $60.00.
Is HRB Shariah compliant?
Nama's AAOIFI-style screen reads H&R Block as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does HRB pay a dividend?
Yes — H&R Block's dividend yield is 3.5%.