Nama's AI scorecard currently rates Shift4 Payments Buy (5.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is FOUR's P/E ratio?

Shift4 Payments trades at a trailing price-to-earnings ratio of 8.2.

When does FOUR report earnings?

Shift4 Payments's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $1.35.

What is the FOUR price target?

The median analyst price target from 22 analysts is $49.00, with a range of $40.00 – $94.00.

Is FOUR Shariah compliant?

Nama's AAOIFI-style screen reads Shift4 Payments as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

Shift4 Payments (FOUR)

Technology · Software Infrastructure · NYSE

Shift4 Payments (FOUR) is a Technology company in the Software Infrastructure industry. It has a market capitalization of $3.47B, a trailing price-to-earnings ratio of 8.2 and a free-cash-flow yield of 11.6%. Over the most recent reported fiscal year, revenue grew 25.5% and free cash flow per share grew 24.5%. Nama's AI scorecard rates it Buy, 5.9 out of 10. On 12-month momentum it ranks in the trailing band of its market.

AI scorecard

Buy · 5.9/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Trailing · -41.6% over 12 months ex. last

Bottom 20% of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-65.5%

How far the last close sits under the highest price of the past five years.

Market cap	$3.47B
Trailing P/E	8.2
Price / book	2.1
Price / sales	0.7
FCF yield	11.6%
Dividend yield	—
Gross margin	35.9%
Operating margin	7.9%
Net margin	2.2%
Revenue growth (YoY)	+25.5%
Revenue growth (3-yr annual)	+28.0%
EPS growth (YoY)	+34.7%
FCF/share growth (YoY)	+24.5%
Beta	1.4
Exchange	NYSE
Sector	Technology
Industry	Software Infrastructure

FOUR earnings

Next report: Feb 25, 2027 (Q4 2026, EPS estimate $1.35). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 5, 2026	$1.49	$1.37	+8.8%	—
Q2 2026	Aug 6, 2026	$1.32	$1.24	+6.5%	$1.29B
Q1 2026	May 6, 2026	$0.97	$0.96	+1.0%	$1.12B
Q4 2025	Feb 25, 2026	$1.60	$1.60	+0.0%	$1.19B

FOUR analyst price target

Median target $49.00 from 22 analysts, ranging $40.00 – $94.00.

Software Infrastructure peers

Ticker	Company	Market cap	P/E
MSFT	Microsoft	$3.94T	29.4
PLTR	Palantir Technologies	$386.44B	112.2
ORCL	Oracle	$361.97B	14.4
PANW	Palo Alto Networks	$256.86B	81.9
CRWD	CrowdStrike	$222.09B	195.4
NET	Cloudflare	$95.70B	224.0
FTNT	Fortinet	$87.31B	34.5
SNPS	Synopsys	$86.32B	32.3

Explore live FOUR data on Nama Insights →

FOUR FAQ

Is FOUR a buy?: Nama's AI scorecard currently rates Shift4 Payments Buy (5.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FOUR's P/E ratio?: Shift4 Payments trades at a trailing price-to-earnings ratio of 8.2.
When does FOUR report earnings?: Shift4 Payments's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $1.35.
What is the FOUR price target?: The median analyst price target from 22 analysts is $49.00, with a range of $40.00 – $94.00.
Is FOUR Shariah compliant?: Nama's AAOIFI-style screen reads Shift4 Payments as Not Shariah Compliant. At least one of the three ratios or the industry test failed.