Nama Insights

Corpay (CPAY)

Technology · Software Infrastructure · NYSE

S&P 500
Corpay (CPAY) is a Technology company in the Software Infrastructure industry. It has a market capitalization of $29.89B, a trailing price-to-earnings ratio of 17.2 and a free-cash-flow yield of 4.0%. Over the most recent reported fiscal year, revenue grew 13.9% and free cash flow per share fell 25.6%. Nama's AI scorecard rates it Buy, 7.7 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 7.7/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Leading · +44.8% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-5.1%
How far the last close sits under the highest price of the past five years.
Market cap$29.89B
Trailing P/E17.2
Price / book8.4
Price / sales6.0
FCF yield4.0%
Dividend yield—
Gross margin79.0%
Operating margin40.5%
Net margin22.7%
Revenue growth (YoY)+13.9%
Revenue growth (3-yr annual)+9.7%
EPS growth (YoY)+12.5%
FCF/share growth (YoY)-25.6%
Beta0.9
ExchangeNYSE
SectorTechnology
IndustrySoftware Infrastructure

CPAY earnings

Next report: Feb 3, 2027 (Q4 2026, EPS estimate $7.69). Beat the EPS estimate in 4 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 4, 2026 $7.54 $7.20 +4.7% —
Q2 2026 Aug 5, 2026 $7.00 $6.58 +6.4% $1.34B
Q1 2026 May 7, 2026 $5.80 $5.47 +6.0% $1.26B
Q4 2025 Feb 4, 2026 $6.04 $5.94 +1.7% $1.25B

CPAY analyst price target

Median target $460.00 from 15 analysts, ranging $390.00 – $536.00.

Software Infrastructure peers

TickerCompanyMarket capP/E
MSFT Microsoft $3.94T 29.4
PLTR Palantir Technologies $386.44B 112.2
ORCL Oracle $361.97B 14.4
PANW Palo Alto Networks $256.86B 81.9
CRWD CrowdStrike $222.09B 195.4
NET Cloudflare $95.70B 224.0
FTNT Fortinet $87.31B 34.5
SNPS Synopsys $86.32B 32.3
Explore live CPAY data on Nama Insights →

Recent Congressional trades

Corpay trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
April McClain Delaney House Sell $15,001 - $50,000 Sep 9, 2026
April McClain Delaney House Sell $15,001 - $50,000 Sep 9, 2026
April McClain Delaney House Sell $1,001 - $15,000 Sep 9, 2026
April McClain Delaney House Sell $1,001 - $15,000 Aug 3, 2026
April McClain Delaney House Sell $1,001 - $15,000 Aug 3, 2026
April McClain Delaney House Sell $1,001 - $15,000 Aug 3, 2026
April McClain Delaney House Sell $1,001 - $15,000 Aug 3, 2026
April McClain Delaney House Sell $1,001 - $15,000 Aug 3, 2026
April McClain Delaney House Sell $1,001 - $15,000 Aug 3, 2026
April McClain Delaney House Sell $1,001 - $15,000 Jul 7, 2026
April McClain Delaney House Buy $1,001 - $15,000 Apr 2, 2025
April McClain Delaney House Buy $15,001 - $50,000 Mar 20, 2025

CPAY FAQ

Is CPAY a buy?
Nama's AI scorecard currently rates Corpay Buy (7.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CPAY's P/E ratio?
Corpay trades at a trailing price-to-earnings ratio of 17.2.
When does CPAY report earnings?
Corpay's next scheduled report is on Feb 3, 2027. Analysts expect EPS of $7.69.
What is the CPAY price target?
The median analyst price target from 15 analysts is $460.00, with a range of $390.00 – $536.00.
Is CPAY Shariah compliant?
Nama's AAOIFI-style screen reads Corpay as Not Shariah Compliant. At least one of the three ratios or the industry test failed.