Nama's AI scorecard currently rates Exzeo Group Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is XZO's P/E ratio?

Exzeo Group trades at a trailing price-to-earnings ratio of 16.1.

When does XZO report earnings?

Exzeo Group's next scheduled report is on Feb 24, 2027. Analysts expect EPS of $0.25.

What is the XZO price target?

The median analyst price target from 2 analysts is $26.00, with a range of $25.00 – $27.00.

Is XZO Shariah compliant?

Nama's AAOIFI-style screen reads Exzeo Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

Exzeo Group (XZO)

Financial Services · Insurance Diversified · NYSE

Exzeo Group (XZO) is a Financial Services company in the Insurance Diversified industry. It has a market capitalization of $1.46B and a trailing price-to-earnings ratio of 16.1. Nama's AI scorecard rates it Buy, 6.6 out of 10.

AI scorecard

Buy · 6.6/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-33.8%

How far the last close sits under the highest price of the past five years.

Market cap	$1.46B
Trailing P/E	16.1
Price / book	5.1
Price / sales	6.4
FCF yield	—
Dividend yield	—
Gross margin	62.3%
Operating margin	48.5%
Net margin	39.1%
Revenue growth (YoY)	—
Revenue growth (3-yr annual)	—
EPS growth (YoY)	—
FCF/share growth (YoY)	—
Beta	—
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Diversified

XZO earnings

Next report: Feb 24, 2027 (Q4 2026, EPS estimate $0.25). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 4, 2026	$0.25	$0.26	-3.9%	—
Q2 2026	Aug 7, 2026	$0.26	$0.24	+8.3%	$57.79M
Q4 2025	Feb 25, 2026	$0.25	$0.20	+25.0%	$53.32M
Q3 2025	Dec 10, 2025	$0.25	$0.25	+0.0%	$55.17M

XZO analyst price target

Median target $26.00 from 2 analysts, ranging $25.00 – $27.00.

Insurance Diversified peers

Ticker	Company	Market cap	P/E
BRK-B	Berkshire Hathaway	$1.22T	25.6
AIG	American International Group	$40.31B	9.6
SLF	Sun Life Financial	$39.73B	12.8
HIG	Hartford Insurance Group	$35.83B	9.5
ACGL	Arch Capital Group	$34.92B	10.0
AEG	Aegon	$12.09B	—
BNT	Brookfield Wealth Solutions	$11.34B	—
PLGO	Pelagos Insurance Capital Limit	$2.29B	7.8

Explore live XZO data on Nama Insights →

XZO FAQ

Is XZO a buy?: Nama's AI scorecard currently rates Exzeo Group Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is XZO's P/E ratio?: Exzeo Group trades at a trailing price-to-earnings ratio of 16.1.
When does XZO report earnings?: Exzeo Group's next scheduled report is on Feb 24, 2027. Analysts expect EPS of $0.25.
What is the XZO price target?: The median analyst price target from 2 analysts is $26.00, with a range of $25.00 – $27.00.
Is XZO Shariah compliant?: Nama's AAOIFI-style screen reads Exzeo Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.