Nama Insights

Freedom (FRHC)

Financial Services · Financial Conglomerates · NASDAQ

Freedom (FRHC) is a Financial Services company in the Financial Conglomerates industry. It has a market capitalization of $11.41B and a trailing price-to-earnings ratio of 50.5. Over the most recent reported fiscal year, revenue grew 9.0%. Nama's AI scorecard rates it Hold, 4.3 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Hold · 4.3/10
The sections balance. As of Nov 7, 2026.
Momentum
Rising · +27.6% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-7.8%
How far the last close sits under the highest price of the past five years.
Market cap$11.41B
Trailing P/E50.5
Price / book7.2
Price / sales6.5
FCF yield—
Dividend yield—
Gross margin55.7%
Operating margin31.3%
Net margin6.4%
Revenue growth (YoY)+9.0%
Revenue growth (3-yr annual)+39.6%
EPS growth (YoY)—
FCF/share growth (YoY)—
Beta0.7
ExchangeNASDAQ
SectorFinancial Services
IndustryFinancial Conglomerates

FRHC earnings

Beat the EPS estimate in 2 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q4 2022 May 31, 2022 -$1.62 $1.14 -242.1% —
Q3 2022 Feb 9, 2022 $0.85 $1.02 -16.7% —
Q2 2022 Nov 8, 2021 $3.44 $0.91 +278.0% —
Q1 2022 Aug 9, 2021 $0.87 $0.82 +6.1% —

Financial Conglomerates peers

TickerCompanyMarket capP/E
IX ORIX $37.30B —
VOYA Voya Financial $8.84B 11.9
HTH Hilltop $2.07B 15.2
Explore live FRHC data on Nama Insights →

FRHC FAQ

Is FRHC a buy?
Nama's AI scorecard currently rates Freedom Hold (4.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FRHC's P/E ratio?
Freedom trades at a trailing price-to-earnings ratio of 50.5.
Is FRHC Shariah compliant?
Nama's AAOIFI-style screen reads Freedom as Not Shariah Compliant. At least one of the three ratios or the industry test failed.